10049 SW 77TH LOOP, OCALA, FL, 34481
Active56 days on marketListed May 27, 2026MLS #OM725504
About this home
10049 SW 77TH LOOP
Located in the desirable gated 55+ golf community of Stone Creek, this beautifully updated 2-bedroom, 2-bath home with a dedicated office offers the perfect combination of comfort, style, and low-maintenance living. Surrounded by scenic beauty and resort-style amenities, this inviting property allows you to enjoy an active lifestyle while still offering the peace and privacy of home. From the moment you arrive, you’ll appreciate the attractive paver driveway and patio, enhanced by a private fenced backyard ideal for relaxing, entertaining, or simply enjoying Florida’s beautiful weather. Inside, plantation shutters and custom blinds throughout create an elegant and welcoming atmosphere, while the thoughtfully designed floor plan provides both comfort and functionality. The kitchen features granite countertops and all-new appliances, making it a wonderful space for everyday living or hosting guests. Additional upgrades include a screened roll-down garage door, dedicated golf cart parking space in the garage, leaf-filtered gutters, and freshly painted trim and doors for a fresh updated feel throughout the home. Major updates provide peace of mind, including a new A/C installed in 2022, hot water heater replaced in 2024, and a brand-new roof in 2026. Beyond the home itself, residents enjoy access to exceptional community amenities designed for both relaxation and recreation. Whether spending the day on the golf course, enjoying community activities, social gatherings, fitness opportunities, or simply cruising the neighborhood by golf cart, this community offers the lifestyle so many dream of. This move-in ready home is the perfect opportunity to enjoy easy Florida living in a welcoming and active setting.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,973
Sqft
0.15 ac
Lot size
2
Garage
2014
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,467 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,467/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.3%
Days on market
56 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10049 SW 77TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10049 SW 77TH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10049 SW 77TH LOOP FAQs
What would the monthly payment be for 10049 SW 77TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,467/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10049 SW 77TH LOOP?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10049 SW 77TH LOOP?+
The most recent tax bill on record (2025) was $4,221. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10049 SW 77TH LOOP?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $425,000, this home is listed about 42% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10049 SW 77TH LOOP?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of OAK & SAGE REALTY LLC · Cynthia Wojciechowski. MLS #OM725504.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 10049 SW 77TH LOOP but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →