David Ramirez
$340,0004 bd3 ba1,976 sqft$172 /sqft$2,644 /mo all-in ↓

105 BUCK RUN TRAIL, HAWTHORNE, FL, 32640

Active20 days on marketListed Jul 8, 2026MLS #OM728137

Manufactured HomeCUE LAKE HILLS

About this home

105 BUCK RUN TRAIL

SPACE, PRIVACY, AND INFRASTRUCTURE—this 5+ ACRE AGRICULTURALLY ZONED property has ROOM FOR EVERYONE and everything. With 4 BEDROOMS, 3 BATHROOMS, a BONUS ROOM, and TWO LARGE COMMUNAL LIVING SPACES, the home offers a flexible layout designed for real life. The property infrastructure is already in place and thoughtfully planned. The partially cleared CORNER LOT backs up to conservation land with NO NEIGHBORS and offers access from both a dirt road, where it is the only house on the road, and a PAVED road. TWO GATED DRIVEWAYS with fresh stone lead to designated parking areas in both the front and back, with a mix of covered and open parking. The 30x30 POLE BARN includes a poured SLAB, electric, and water, while the 8x12 storage SHED with covered lean-tos and additional 5x8 SHED give you even more room for equipment, tools, and toys. You’ll also find two utility poles, a generator hook-up, a dedicated fire ring, and an expansive 46x12 COMPOSITE BACK DECK for outdoor living. Inside, the home has been thoughtfully updated with a NEW HVAC in 2022, NEW APPLIANCES in 2025, whole-home water softener, and high-speed fiber INTERNET. The Ring doorbell, washer, dryer, and stand-up freezer are included. Optional HOA is only $48/year and gives access to the lake for fishing, swimming, and kayaking. Private, practical, and well cared for—convenient to Starke, Keystone Heights, Palatka, Gainesville, and Ocala.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,976

Sqft

5.01 ac

Lot size

3

Garage

2020

Year built

One

Levels

$172

Per sqft

Trees/Woods view

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Dryer · Freezer · Range · Refrigerator · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
ViewTrees/Woods
FacesNorthwest
ExteriorStorage

Community & fees

Taxes (2025)$3,979/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,644 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$332
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,900
Interest rate6.00%
Loan term

Estimated payment

$2,644/mo

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$332
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Hawthorne actives

$172 vs $179

Days on market

20 vs 46 typical

Where $172/sqft sits among the 63 Hawthorne actives

15
15 · this home
20
3
5
5
$96–137$137–179$179–220$220–261$261–302$302+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hawthorne

Map of 105 BUCK RUN TRAIL

Get to know Hawthorne. See the full Hawthorne guide →

HAWTHORNE 32640 — neighborhood snapshot

Population

10,780

Median age

46.2

Median income

$58,727

Median home value

$153,600

Avg household

2.51

Households w/ children

1,120

For the school run

Putnam County School District

ElementaryOchwilla Elementary School★★★★
HighInterlachen Junior-Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hawthorne market

Seller’s marketLeans buyer9.7 months of inventoryBuyer’s market

$225K$365K

Hawthorne median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

29 of 63

Hawthorne actives have cut their price

Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 282% above the HAWTHORNE 32640 median. See the full Hawthorne market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $340,000 · 20 days on market since
2020Built · CUE LAKE HILLS

Reality check

What actually sold near 105 BUCK RUN TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

249 MELROSE LANDING DRIVESold · Jul ’26

$411,000

249 MELROSE LANDING DRIVE

3 bd · 2 ba · 1,992 sqft · $206/sqft · 20 DOM

240 WHIRLWIND LOOPSold · Mar ’26

$365,000

240 WHIRLWIND LOOP

4 bd · 2.5 ba · 1,620 sqft · $225/sqft · 13 DOM

158 MELROSE LANDING BOULEVARDSold · Aug ’25

$295,000

158 MELROSE LANDING BOULEVARD

3 bd · 2 ba · 1,456 sqft · $203/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 105 BUCK RUN TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 105 BUCK RUN TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

105 BUCK RUN TRAIL FAQs

What would the monthly payment be for 105 BUCK RUN TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,644/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 105 BUCK RUN TRAIL?+

The most recent tax bill on record (2025) was $3,979. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hawthorne?+

At $340,000, this home is listed about 29% above the Hawthorne median of $263,450. The market section on this page shows how the area is trending.

Which schools are assigned to 105 BUCK RUN TRAIL?+

Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Holly Alfery Beard. MLS #OM728137.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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