David Ramirez
$499,0003 bd2 ba1,620 sqft$308 /sqft$3,868 /mo all-in ↓

200 HOUR GLASS CIRCLE, HAWTHORNE, FL, 32640

Active54 days on marketListed Jun 12, 2026MLS #GC541158

WaterfrontSingle Family ResidenceCUE LAKE HILLS

About this home

200 HOUR GLASS CIRCLE

Experience the quiet beauty of lakefront living in this never-lived-in custom home completed in 2024. Nestled on 2.5 acres along the shores of Hour Glass Lake in Cue Lake Hills, this property offers a rare combination of modern construction, expansive views, and the privacy of a peaceful rural setting. Wake up each morning to stunning lake views and enjoy the tranquility of nature from nearly every room in the home. The spacious primary suite overlooks the water and features a large walk-in closet, while the open living areas are designed to maximize the breathtaking scenery. Step outside onto the expansive 8' x 30' covered porch—the perfect place to enjoy your morning coffee, watch wildlife along the shoreline, or take in colorful sunsets over the lake. The property is zoned AG, allowing for horses and offering the added benefit of lower property taxes compared to many residential properties. With plenty of room to roam, garden, or simply enjoy the open space, this acreage provides flexibility and privacy that is increasingly difficult to find. An adjacent parcel is also available for purchase, creating a unique opportunity to expand your acreage, enhance your privacy, or establish a larger homestead overlooking the lake. Inside, the home showcases quality craftsmanship throughout, including 12-foot ceilings, recessed lighting, ceiling fans, granite countertops, and custom solid-wood cabinetry designed specifically for the kitchen and primary bath. The thoughtfully designed kitchen includes two pantries, under-cabinet lighting, and a built-in Lazy Susan for added convenience. Additional features include: Oversized two-car garage; 220-volt hookup on the rear porch for a future hot tub; Irrigation system with timer extending to the front of the property; Beautifully landscaped yard with Bahia grass and sweet viburnum; Decorative retaining walls providing both visual appeal and shoreline protection; Engineered berms and swales designed to direct water away from the home during heavy rains. Whether you're seeking a full-time residence, a quiet retreat, or a place to enjoy the natural beauty of North Florida, this exceptional lakefront property offers the perfect balance of comfort, privacy, and country living.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,620

Sqft

2.49 ac

Lot size

2

Garage

2023

Year built

One

Levels

$308

Per sqft

WaterfrontTrees/Woods & Water viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Solid Wood Cabinets · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame
FoundationSlab
ViewTrees/Woods · Water
FacesNorth
ExteriorPrivate Entrance · Private Yard · Rain Gutters

Community & fees

HOA fee$4/mo
Taxes (2025)$6,548/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,868 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$546
HOA fee — from the listing$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$3,868/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$546
HOA / condo fee$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Hawthorne actives

$308 vs $181

Days on market

54 vs 63 typical

Where $308/sqft sits among the 59 Hawthorne actives

16
23
11
5 · this home
1
3
$89–146$146–202$202–259$259–315$315–372$372+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hawthorne

Map of 200 HOUR GLASS CIRCLE

Get to know Hawthorne. See the full Hawthorne guide →

HAWTHORNE 32640 — neighborhood snapshot

Population

10,780

Median age

46.2

Median income

$58,727

Median home value

$153,600

Avg household

2.51

Households w/ children

1,120

For the school run

Putnam County School District

ElementaryOchwilla Elementary School★★★★
HighInterlachen Junior-Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hawthorne market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$220K$275K

Hawthorne median sold, yr/yr

94.9%

Sale-to-list ratio (12 mo)

32 of 59

Hawthorne actives have cut their price

Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 488% above the HAWTHORNE 32640 median. See the full Hawthorne market guide →

Paper trail

This home's history

Jun 12, 2026Listed at $499,000 · 54 days on market since
2023Built · CUE LAKE HILLS

Reality check

What actually sold near 200 HOUR GLASS CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

240 WHIRLWIND LOOPSold · Mar ’26

$365,000

240 WHIRLWIND LOOP

4 bd · 2.5 ba · 1,620 sqft · $225/sqft · 13 DOM

340 MELROSE LANDING BOULEVARDSold · Dec ’25

$275,000

340 MELROSE LANDING BOULEVARD

3 bd · 2 ba · 1,719 sqft · $160/sqft · 88 DOM

158 MELROSE LANDING BOULEVARDSold · Aug ’25

$295,000

158 MELROSE LANDING BOULEVARD

3 bd · 2 ba · 1,456 sqft · $203/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 200 HOUR GLASS CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 200 HOUR GLASS CIRCLE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

200 HOUR GLASS CIRCLE FAQs

What would the monthly payment be for 200 HOUR GLASS CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,868/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 200 HOUR GLASS CIRCLE?+

The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 200 HOUR GLASS CIRCLE?+

The most recent tax bill on record (2025) was $6,548. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 200 HOUR GLASS CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hawthorne?+

At $499,000, this home is listed about 87% above the Hawthorne median of $267,450. The market section on this page shows how the area is trending.

Which schools are assigned to 200 HOUR GLASS CIRCLE?+

Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MAISON · Benjamin Burkley. MLS #GC541158.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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200 HOUR GLASS CIRCLE, HAWTHORNE, FL — 3 Bed, 2 Bath — $499,000 | CENTURY 21 Edge