16758 SE 181ST TERRACE, WEIRSDALE, FL, 32195
Active30 days on marketListed Jul 5, 2026MLS #OM727952
About this home
16758 SE 181ST TERRACE
Welcome to your private Old Florida waterfront retreat on 3.51 acres with mature oak canopies, flowing Spanish moss, peaceful lake views, and abundant wildlife. This beautiful 3 bedroom, 2.5 bathroom home also features an additional 2 bedroom, 1 bathroom in-law suite with its own interior and exterior access, making it ideal for extended family, guests, or flexible living. Perfectly positioned to capture stunning sunsets over the private lake, the home offers a recently replaced dock with a sitting area, great for fishing, kayaking, canoeing, or enjoying a small boat while catching bass and bluegill. Inside, you’ll find an open floor plan with tile and luxury vinyl plank flooring throughout, no carpet, a large lakefront living area, spacious dining area, and a large kitchen with newer stainless steel appliances. The primary bedroom offers beautiful lake views, two large closets including a walk-in, and an updated bathroom with quartz double vanity, soaking tub, and shower combo. The guest bath has also been tastefully updated with a quartz vanity and tiled shower. The rear bonus area, currently used as two office spaces, offers incredible lake views and endless possibilities. Outside, enjoy a charming country front porch, elevated screened patio near the lake, covered paver patio, chicken coop, detached workshop, shed, deck with pergola-style roof, and heated above-ground pool. A whole-home 22kW generator with a 500-gallon propane tank adds peace of mind during storms. Less than 15 minutes from shopping, groceries, The Villages, and nearby local favorites like Eaton’s Beach, with Nelson’s Fish Camp and the Ocklawaha River boat ramp about 5 minutes away and Lake Weir’s Hope Boat Ramp less than 10 minutes away, this property is a dream for outdoor and Florida nature enthusiasts.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,422
Sqft
3.51 ac
Lot size
1996
Year built
One
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,053 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,053/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Weirsdale actives
$227 vs $343
Days on market
30 vs 13 typical
Where $227/sqft sits among the 19 Weirsdale actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Weirsdale
Get to know Weirsdale. See the full Weirsdale guide →
WEIRSDALE 32195 — neighborhood snapshot
Population
3,282
Median age
56
Median income
$61,771
Median home value
$147,500
Avg household
2.42
Households w/ children
147
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Weirsdale market
$286K → $606K
Weirsdale median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
8 of 19
Weirsdale actives have cut their price
Median sold price, Weirsdale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the WEIRSDALE 32195 median. See the full Weirsdale market guide →
Paper trail
This home's history
Reality check
What actually sold near 16758 SE 181ST TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$630,000
41525 SADDLE RIDGE LANE
4 bd · 2 ba · 2,359 sqft · $267/sqft · 164 DOM
Sold · Nov ’25$585,000
15681 SE 170TH AVENUE
4 bd · 2.5 ba · 2,338 sqft · $250/sqft · 73 DOM
Sold · Feb ’26$175,000
16121 SE 170TH AVENUE
4 bd · 2 ba · 2,280 sqft · $77/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16758 SE 181ST TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16758 SE 181ST TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16758 SE 181ST TERRACE FAQs
What would the monthly payment be for 16758 SE 181ST TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,053/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16758 SE 181ST TERRACE?+
The most recent tax bill on record (2024) was $4,945. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Weirsdale?+
At $549,900, this home is listed about 34% below the Weirsdale median of $837,450. The market section on this page shows how the area is trending.
Which schools are assigned to 16758 SE 181ST TERRACE?+
Stanton-Weirsdale Elementary School (elementary), Lake Weir Middle School (middle), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the WEIRSDALE 32195 market on paper
$549,900 is 9% below the WEIRSDALE 32195 median of $604,900, and at $227/sqft it sits under the Weirsdale average of $359.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
30 days on market against a Weirsdale median of 13 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $589,900, now $549,900 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY · Randy Barnes. MLS #OM727952.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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