16731 SE 181ST TERRACE, WEIRSDALE, FL, 32195
Active199 days on marketListed Jan 21, 2026MLS #OM716842
About this home
16731 SE 181ST TERRACE
Live the Florida dream in this gorgeous 3 bedroom, 2 bath pool home on 2.83 acres of peaceful, agricultural zoned land, perfectly situated on a quiet dead end road. With 2,288 sq. ft. of spacious living, this property offers a private oasis with waterfront canal access and the unique opportunity to enjoy all that Florida’s beautiful Chain of Lakes has to offer. Whether you love boating, kayaking, or simply relaxing by the water, this home has it all. Step through the front screened in porch and into the dining area that flows seamlessly into the living room, highlighted by a cozy wood burning fireplace, natural light throughout and custom built in shelving. The large kitchen is a chef’s delight, featuring abundant cabinet and counter space, a functional layout, pantry and an additional eating area for casual meals or morning coffee overlooking your serene surroundings. Oversized primary suite creates a true private retreat, complete with a cozy seating area and a spacious walk in closet. En suite bathroom features dual vanities, a walk in tiled shower, and an soaking tub, an ideal place to unwind after a long day. The split floor plan ensures privacy for guests, with two additional bedrooms and a guest bathroom located on the opposite side of the home. One of the home’s standout features is the large, covered, screened in pool area, complete with a solar heated pool, spa, and views of the canal and property. The property also includes a Koi pond, adding charm and serenity, and plenty of space to build a barn, garage or additional outbuildings to suit your lifestyle. For water enthusiasts, the canal provides direct access to the Chain of Lakes, making it easy to launch a boat, kayak, or canoe and explore miles of scenic waterways. The home has been well maintained with a New roof and HVAC system installed in 2020, Pool resurfaced in 2019 and even comes with a 1 year home warranty at closing for added peace of mind. Despite its private, tranquil setting, the home is conveniently located near The Villages, offering quick access to shopping, restaurants, entertainment, and hospitals. This home truly offers a rare combination of privacy, functionality, and Florida waterfront lifestyle. From relaxing in your solar heated pool and spa, to exploring the canal, to simply enjoying the spacious grounds and natural beauty, this property is a dream come true for anyone looking to embrace the best of Florida living!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,288
Sqft
2.83 ac
Lot size
2
Garage
1999
Year built
One
Levels
$288
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,234 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,234/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.9%
$/sqft vs Weirsdale actives
$288 vs $329
Days on market
199 vs 20 typical
Where $288/sqft sits among the 21 Weirsdale actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Weirsdale
Get to know Weirsdale. See the full Weirsdale guide →
WEIRSDALE 32195 — neighborhood snapshot
Population
3,282
Median age
56
Median income
$61,771
Median home value
$147,500
Avg household
2.42
Households w/ children
147
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Weirsdale market
$286K → $606K
Weirsdale median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
8 of 21
Weirsdale actives have cut their price
Median sold price, Weirsdale, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 16731 SE 181ST TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$175,000
16121 SE 170TH AVENUE
4 bd · 2 ba · 2,280 sqft · $77/sqft · 18 DOM
Sold · Nov ’25$585,000
15681 SE 170TH AVENUE
4 bd · 2.5 ba · 2,338 sqft · $250/sqft · 73 DOM
Sold · Jan ’26$630,000
41525 SADDLE RIDGE LANE
4 bd · 2 ba · 2,359 sqft · $267/sqft · 164 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16731 SE 181ST TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16731 SE 181ST TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16731 SE 181ST TERRACE FAQs
What would the monthly payment be for 16731 SE 181ST TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,234/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16731 SE 181ST TERRACE?+
The most recent tax bill on record (2025) was $3,192. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16731 SE 181ST TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Weirsdale?+
At $659,900, this home is listed about 16% below the Weirsdale median of $784,950. The market section on this page shows how the area is trending.
Which schools are assigned to 16731 SE 181ST TERRACE?+
Stanton-Weirsdale Elementary School (elementary), Lake Weir Middle School (middle), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
199 days on market against a Weirsdale median of 20 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $679,900, now $659,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Alexus Macblain. MLS #OM716842.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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