David Ramirez
$569,0003 bd2 ba2,118 sqft$269 /sqft$4,232 /mo all-in ↓

8876 SW 59TH LANE ROAD, OCALA, FL, 34481

Active32 days on marketListed Jul 1, 2026MLS #OM727748

Single Family ResidenceSTONE CREEK

About this home

8876 SW 59TH LANE ROAD

Experience elevated living in this 3 bedroom, 2 bath Mainstay model with almost $80k of upgrades, situated within the gated 55+ Stone Creek golf course community, celebrated for its resort-style amenities and vibrant lifestyle. Set on a spacious corner lot, the home showcases standout curb appeal with a freshly painted driveway and walkway, professionally designed landscaping, and custom stone curbing that provides clean, defined borders around each planting bed. A screened entryway and glass-inset front door open into a well-appointed, flexible living space highlighted by volume ceilings, LED downlighting, plank-tile flooring in the main living areas, and Zebra blinds throughout, creating an inviting setting for both everyday comfort and effortless entertaining. The home also includes a bonus flex room with a bay window ideal for a home office or den, adding even more versatility to the generous floor plan. The layout is further elevated by elegant crown molding and designer-styled accent walls in the foyer, gathering room, and dining room, adding polished visual interest to the home’s refined design. The gathering room offers a stunning tray ceiling and expansive pocket glass sliders seamlessly connecting to a screened-in lanai with painted flooring and an extended bird cage patio, creating a peaceful spot for relaxed outdoor entertaining. The thoughtfully designed chef’s kitchen features soft-close cabinetry, quartz countertops, and an updated walk-in pantry with ample shelving and desirable counter space for small appliances. A large island with custom pendant lighting overlooks the gathering room, providing generous prep space and comfortable seating for casual meals. The owner’s suite provides a quiet retreat with recently updated luxury vinyl plank flooring, a decorative tray ceiling, and a spacious walk-in closet. The well-appointed en suite bath is outfitted with a quartz-topped dual-sink vanity, a walk-in shower with seating bench and glass tile accents, and a private water closet. Two additional bedrooms, each featuring updated luxury vinyl plank flooring, offer space for visitors or a hobby room, while the 2-car garage features epoxy flooring and a 4' extension for added everyday practicality. Additional upgrades include a whole-home water softener system, $12,000 in radiant barrier installation with an attic fan to improve cooling efficiency, and a fully fenced backyard. Enjoy the exceptional lifestyle of this vibrant community, featuring a 24/7 staffed gated entrance for security and peace of mind. Luxury-inspired amenities include heated pools, a state-of-the-art fitness center, a spa, and relaxing hot tubs and saunas. Stay active with pickleball, bocce, tennis, and a softball field, while a dedicated lifestyle staff curates entertainment, activities, and special events to foster connections. This master-planned community also offers a golf course, pro shop, and inviting on-site restaurant, creating effortless opportunities to relax, connect, and enjoy the Florida lifestyle.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,118

Sqft

0.21 ac

Lot size

2

Garage

2023

Year built

One

Levels

$269

Per sqft

55+ communityPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNortheast
ExteriorLighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$320/mo
Taxes (2025)$5,620/yr
PetsYes
CommunityDock · Fishing · Lake · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,232 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,070
PMI (est., until 20% equity)$213
Property tax — 2025 actual bill$468
HOA fee — from the listing$320
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,900
Interest rate6.00%
Loan term

Estimated payment

$4,232/mo

Principal & interest$3,070
PMI (est., until 20% equity)$213
Property taxes (actual bill)$468
HOA / condo fee$320
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $569K
$345KedgeAI estimate $383,719 · range $360K$415K$592K

vs edgeAI estimate

+48.3%

$/sqft vs STONE CREEK

$269 vs $205

Days on market

32 vs 43 typical

Where $269/sqft sits among the 36 homes for sale in STONE CREEK

6
9
10
4
6
1 · this home
$162–179$179–197$197–215$215–233$233–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 8876 SW 59TH LANE ROAD

Get to know Ocala. See the full Ocala guide →

OCALA 34481 — neighborhood snapshot

Population

25,668

Median age

68.5

Median income

$54,639

Median home value

$213,000

Avg household

1.9

Households w/ children

978

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
HighWest Port High School★★★★★
ElementaryMarion Oaks Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

22 of 36

STONE CREEK have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 144% above the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

Jul 1, 2026Listed at $569,000 · 32 days on market since
2023Built · STONE CREEK

Reality check

What actually sold near 8876 SW 59TH LANE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5693 SW 90TH COURT ROADSold · Jul ’26

$410,000

5693 SW 90TH COURT ROAD · same community

2 bd · 2.5 ba · 2,110 sqft · $194/sqft · 60 DOM

9063 SW 59TH LANE ROADSold · Oct ’25

$415,000

9063 SW 59TH LANE ROAD · same community

3 bd · 2 ba · 2,143 sqft · $194/sqft · 120 DOM

10053 SW 77TH LOOPSold · Jul ’26

$384,000

10053 SW 77TH LOOP · same community

2 bd · 2 ba · 1,978 sqft · $194/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8876 SW 59TH LANE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8876 SW 59TH LANE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8876 SW 59TH LANE ROAD FAQs

What would the monthly payment be for 8876 SW 59TH LANE ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,232/mo — principal and interest, the actual property-tax bill, the $320/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8876 SW 59TH LANE ROAD?+

The association fee works out to $320 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8876 SW 59TH LANE ROAD?+

The most recent tax bill on record (2025) was $5,620. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8876 SW 59TH LANE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $569,000, this home is listed about 90% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8876 SW 59TH LANE ROAD?+

Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER LLC - OCALA · Anthony Alfarone. MLS #OM727748.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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