165TH TERRACE ROAD, OCKLAWAHA, FL, 32179
Active24 days on marketListed Jul 1, 2026MLS #OM727733
About this home
165TH TERRACE ROAD
RARE 3 ACRE WATERFRONT HOMESITE ON SCENIC LAKE PENDARIS. BUILD YOUR DREAM HOME ON THIS BEAUTIFUL PROPERTY N OCKLAWAHA FLORIDA. NESTLED AMONG TREES AND NATURAL FLORIDA LANDSCAPE, THIS RESIDENTIAL AGRICULTURE ESTATE (A-3) PARCEL HAS HE PERFECT BLEND OF PRIVACY, RECREATION, AND CONVENIENCE. FEATURING APROXIMATELY 114 FEET OF LAKE FRONTAGE STUNNING WATER VIEWS AND ENDLESS OPPORTUNITIES FOR FISHING, KAYAKING, BOATING AND ENJOYING FLORIDA'S NATURAL BEAUTY RIGHT FROM YOUR BACKYARD. WITH ELECTRIC AND TELEPHONE SERVICE AVAILABLE NEAR BY. THE PROPERTY IS READY FOR YOUR VISION, WHETHER YOU'RE PLANNING ON A CUSTOM HOME, A WEEKEND RETREAT, OR LONG TERM INVESTMENT. PRIME CENTRAL FLORIDA LOCATION CLOSE TO ROCK SPRINGS, KELLY PARK, SILVER SPRINGS STATE PARK, OCALA, ORLANDS & FLORIDA SPACE COAST.
Facts & features
The home at a glance
3 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,091 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,091/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The numbers that matter
The Ocklawaha market
$250K → $228K
Ocklawaha median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Ocklawaha, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the Ocklawaha median. See the full Ocklawaha market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 165TH TERRACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 165TH TERRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
165TH TERRACE ROAD FAQs
What would the monthly payment be for 165TH TERRACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,091/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 165TH TERRACE ROAD?+
The most recent tax bill on record (2025) was $385. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocklawaha?+
At $299,999, this home is listed about 12% above the Ocklawaha median of $268,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of OCALA MARION COUNTY ASSOCIATION OF REALTORS® INC · Reciprocal Listing OMCAR. MLS #OM727733.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocklawaha homes, in your inbox
Like 165TH TERRACE ROAD but not quite? A daily digest of every new listing in Ocklawaha — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →