David Ramirez
$297,9003 bd2 ba1,580 sqft$189 /sqft$2,401 /mo all-in ↓

12 MALAUKA COURSE, OCKLAWAHA, FL, 32179

Active85 days on marketListed Apr 27, 2026MLS #OM723596

Fully furnishedSingle Family ResidenceSILVER SPGS SHORES UN 31

About this home

12 MALAUKA COURSE

NO HOA!Welcome to this charming open-concept home in peaceful Ocklawaha. Bright and airy, the home is filled with abundant natural light, creating a warm and inviting atmosphere perfect for everyday living and gatherings. The spacious kitchen offers ample countertop space—ideal for cooking, entertaining, and accommodating multiple cooks at once. Situated on a generous 0.31-acre lot, the backyard provides plenty of room to relax, enjoy the outdoors, or create your own private retreat. This property also presents a great investment opportunity, offering flexibility, space, and strong appeal for future growth. No HOA provides added flexibility for vehicles, equipment, and outdoor use, subject to local regulations.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,580

Sqft

0.31 ac

Lot size

2

Garage

2024

Year built

One

Levels

$189

Per sqft

Furnished

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Water Purifier
InteriorHigh Ceilings
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationBlock
FacesNortheast
ExteriorNone

Community & fees

Taxes (2025)$4,268/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,401 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,754
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$356
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,427Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,427
Interest rate6.00%
Loan term

Estimated payment

$2,401/mo

Principal & interest$1,754
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$356
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $298K
$253KedgeAI estimate $278,024 · range $263K$304K$316K

vs edgeAI estimate

+7.1%

$/sqft vs SILVER SPGS SHORES UN 31

$189 vs $167

Days on market

85 vs 29 typical

Where $189/sqft sits among the 6 homes for sale in SILVER SPGS SHORES UN 31

2
2
1 · this home
0
0
1
$147–163$163–179$179–195$195–212$212–228$228+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocklawaha

Map of 12 MALAUKA COURSE

Get to know Ocklawaha. See the full Ocklawaha guide →

OCKLAWAHA 32179 — neighborhood snapshot

Population

9,051

Median age

46.8

Median income

$48,214

Median home value

$162,700

Avg household

2.38

Households w/ children

872

For the school run

Marion County School District

HighLake Weir High School★★★★
ElementaryEmerald Shores Elementary School★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocklawaha market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$250K$228K

Ocklawaha median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

3 of 6

SILVER SPGS SHORES UN 31 have cut their price

Median sold price, Ocklawaha, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 751% above the OCKLAWAHA 32179 median. See the full Ocklawaha market guide →

Paper trail

This home's history

Apr 27, 2026Listed at $297,900 · 85 days on market since
2024Built · SILVER SPGS SHORES UN 31

Reality check

What actually sold near 12 MALAUKA COURSE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

118 MALAUKA LOOPSold · Jun ’26

$250,000

118 MALAUKA LOOP · same community

3 bd · 2 ba · 1,448 sqft · $173/sqft · 125 DOM

10 MALAUKA RUN COURTSold · Aug ’25

$264,900

10 MALAUKA RUN COURT · same community

3 bd · 2 ba · 1,448 sqft · $183/sqft · 117 DOM

213 MALAUKA RUNSold · Jan ’26

$265,000

213 MALAUKA RUN · same community

3 bd · 2 ba · 1,436 sqft · $185/sqft · 88 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12 MALAUKA COURSE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12 MALAUKA COURSE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12 MALAUKA COURSE FAQs

What would the monthly payment be for 12 MALAUKA COURSE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,401/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12 MALAUKA COURSE?+

The most recent tax bill on record (2025) was $4,268. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocklawaha?+

At $297,900, this home is listed about 11% above the Ocklawaha median of $268,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12 MALAUKA COURSE?+

Lake Weir High School (high), Emerald Shores Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$297,900 runs 751% above the OCKLAWAHA 32179 median.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

85 days on market against a Ocklawaha median of 29 — sellers in this position are usually ready to negotiate.

Listing courtesy of LPT REALTY, LLC · Linda Osorio. MLS #OM723596.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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