11932 SE 196TH STREET, DUNNELLON, FL, 34431
Active34 days on marketListed Jul 1, 2026MLS #OM727625
Come see it
Upcoming open house
Sun, Aug 9
11:00 AM – 3:00 PM
About this home
11932 SE 196TH STREET
Welcome to your own slice of Old Florida paradise in the peaceful waterfront community of Peaceful Acres! Nestled on ½ acre beneath majestic oak trees, this beautifully updated 3/2/2 home offers 1,896 SqFt of comfortable living and an exceptional lifestyle surrounded by nature. Perfectly situated on a canal with direct access to Lake Rousseau, you'll enjoy boating, fishing, kayaking, and unforgettable sunsets right from your backyard. Just a short boat ride away, the crystal-clear waters of the Rainbow River invite you to swim, paddle, tube, and explore one of Florida's most treasured natural springs. Inside, the home has been thoughtfully remodeled with a warm, modern style. The kitchen, flooring, appliances, and bathrooms were updated in 2021, creating a move-in-ready space that blends comfort with functionality. The spacious layout offers generous indoor/outdoor living areas, ideal for both entertaining and everyday living. Major updates provide peace of mind, including a 2018 roof, a 2024 HVAC compressor with a transferable warranty, a salt-based water treatment system, and a portable generator with hookups in the garage. Step outside and discover what truly makes this property special. The expansive yard is a gardener's paradise and a haven for wildlife, where native plants, towering oaks, and a unique natural ecosystem create an ever-changing backdrop. Watch graceful herons, egrets, ibis, osprey, and even majestic bald eagles from your own backyard while enjoying the peaceful canal views. Beyond the property itself, Peaceful Acres is known for its welcoming atmosphere and strong sense of community. Regular gatherings and social events make this one of Dunnellon's hidden gems where your neighbors quickly become treasured friends. Whether you're looking for a full-time residence, weekend retreat, waterfront escape, or investment property, this home offers the perfect balance of modern updates, natural beauty, and relaxed Florida living—all within easy reach of Rainbow Springs State Park, the Rainbow River, Ingles, Crystal River, the Inverness area with your choice of shopping, dining, and the charm of these historic downtown communities. Experience the peaceful waterfront lifestyle you've been dreaming of—where every day feels like a vacation.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,896
Sqft
0.5 ac
Lot size
2
Garage
2002
Year built
Two
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,308 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,308/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+40.8%
$/sqft vs Dunnellon actives
$237 vs $186
Days on market
34 vs 40 typical
Where $237/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $285K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
174 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1084% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 11932 SE 196TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$180,000
11748 SE 196TH STREET · same community
2 bd · 1 ba · 1,040 sqft · $173/sqft · 38 DOM
Sold · Mar ’26$525,000
6905 W RIVERBEND ROAD
3 bd · 3 ba · 1,885 sqft · $279/sqft · 17 DOM
Sold · Dec ’25$545,000
7023 W RIVERBEND ROAD
3 bd · 2 ba · 2,040 sqft · $267/sqft · 169 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11932 SE 196TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11932 SE 196TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11932 SE 196TH STREET FAQs
What would the monthly payment be for 11932 SE 196TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,308/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11932 SE 196TH STREET?+
The most recent tax bill on record (2025) was $3,599. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $450,000, this home is listed about 50% above the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Julie Beck. MLS #OM727625.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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