273 NEAL ROAD, HAWTHORNE, FL, 32640
Active38 days on marketListed Jun 26, 2026MLS #OM727483
About this home
273 NEAL ROAD
Motivated Seller – Your Summer at the Lake Starts Here! Imagine spending your days fishing from your own backyard, cruising across the lake on a jet ski, or simply unwinding on the spacious screened porch as the sun sets over the water. This charming two-story lakefront home offers the perfect blend of relaxation and adventure, all with an easy commute to Gainesville. Inside, you’ll love the bright, open living area featuring soaring vaulted ceilings, skylights that fill the home with natural light, and easy-care laminate flooring. Step outside to the oversized screened porch—the perfect place for morning coffee, evening gatherings, or taking in peaceful lake views. The private lake is ideal for fishing, kayaking, paddleboarding, and even jet skiing, giving you endless opportunities for waterfront fun. A convenient storage building provides plenty of space for all your lake toys, outdoor gear, and lawn equipment. Whether you’re looking for a full-time residence or the ultimate weekend getaway, this property is ready for you to start making unforgettable memories.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,390
Sqft
1.23 ac
Lot size
1990
Year built
Two
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,334 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,334/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Hawthorne actives
$234 vs $179
Days on market
38 vs 46 typical
Where $234/sqft sits among the 59 Hawthorne actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hawthorne
Get to know Hawthorne. See the full Hawthorne guide →
HAWTHORNE 32640 — neighborhood snapshot
Population
10,780
Median age
46.2
Median income
$58,727
Median home value
$153,600
Avg household
2.51
Households w/ children
1,120
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hawthorne market
$225K → $365K
Hawthorne median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
31 of 59
Hawthorne actives have cut their price
Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 282% above the HAWTHORNE 32640 median. See the full Hawthorne market guide →
Paper trail
This home's history
Reality check
What actually sold near 273 NEAL ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$172,000
102 TREE FARM ROAD
3 bd · 2 ba · 1,216 sqft · $141/sqft · 30 DOM
Sold · Jan ’26$334,000
153 HIDDEN LAKE TRAIL
2 bd · 2.5 ba · 1,904 sqft · $175/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 273 NEAL ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 273 NEAL ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
273 NEAL ROAD FAQs
What would the monthly payment be for 273 NEAL ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,334/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 273 NEAL ROAD?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 273 NEAL ROAD?+
The most recent tax bill on record (2025) was $1,253. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 273 NEAL ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hawthorne?+
At $324,900, this home is listed about 23% above the Hawthorne median of $263,450. The market section on this page shows how the area is trending.
Which schools are assigned to 273 NEAL ROAD?+
Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL REALTY SOLD GUARANTEE · Scott Coldwell. MLS #OM727483.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Hawthorne homes, in your inbox
Like 273 NEAL ROAD but not quite? A daily digest of every new listing in Hawthorne — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →