0 MIDDLE STREET, GROVELAND, FL, 34736
Active30 days on marketListed Jun 25, 2026MLS #OM727416
About this home
0 MIDDLE STREET
Build your dream lakefront retreat in the peaceful Villa City Shores community of Groveland. This spacious 1.24-acre parcel (53,994 SF) waterfront homesite offers frontage on picturesque Lake Emma providing the perfect setting to enjoy breathtaking sunrises, fishing, kayaking, boating, or simply relaxing by the water. Nestled in an established neighborhood with no hustle and bustle, this property offers the ideal blend of privacy and natural beauty while remaining just minutes from shopping, dining, schools and major roadways for an easy commute to Clermont, Orlando and surrounding areas. Whether you're planning a full-time residence or a weekend getaway, opportunities to own waterfront property like this are becoming increasingly rare. No HOA restrictions, giving flexibility for future use. Bring your builder and start turning your Florida lakefront dream into reality!
Facts & features
The home at a glance
1.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,599 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,599/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Groveland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Groveland. See the full Groveland guide →
The numbers that matter
The Groveland market
$381K → $385K
Groveland median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the Groveland median. See the full Groveland market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 MIDDLE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$300,000
7347 CAPSTONE DRIVE
3 bd · 2 ba · 1,455 sqft · $206/sqft · 56 DOM
Sold · May ’26$321,980
407 OAK FLAT ALLEY
3 bd · 2.5 ba · 1,573 sqft · $205/sqft · 0 DOM
Sold · Dec ’25$320,000
7363 CAPSTONE DRIVE
3 bd · 2 ba · 1,603 sqft · $200/sqft · 232 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 MIDDLE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 MIDDLE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 MIDDLE STREET FAQs
What would the monthly payment be for 0 MIDDLE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,599/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 MIDDLE STREET?+
The most recent tax bill on record (2025) was $3,448. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Groveland?+
At $339,900, this home is listed about 15% below the Groveland median of $400,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Groveland market on paper
$339,900 is 15% below the Groveland median of $400,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $349,900, now $339,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CITRUS REALTY · Donna Dorsey. MLS #OM727416.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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