401 GRASSY KEY WAY, GROVELAND, FL, 34736
Active168 days on marketListed Feb 16, 2026MLS #TB8476070
About this home
401 GRASSY KEY WAY
Located in the desirable Waterside Pointe community of Groveland, FL, this charming single-story home offers a functional and inviting layout. The home features 4 spacious bedrooms and 2 full bathrooms. Enjoy a large living room perfect for gatherings, a dining area conveniently located next to the kitchen, and a well-designed kitchen with ample counter space. Additional rooms include a flexible space that can be used as a home office or den. The open layout allows for seamless flow between living spaces, making it ideal for both relaxing and entertaining. Every room is designed with comfort and practicality in mind, providing plenty of natural light and an inviting atmosphere throughout.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,950
Sqft
0.13 ac
Lot size
2
Garage
2008
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,063 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,063/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.3%
$/sqft vs Groveland actives
$179 vs $201
Days on market
168 vs 43 typical
Where $179/sqft sits among the 225 Groveland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Groveland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Groveland. See the full Groveland guide →
The numbers that matter
The Groveland market
$378K → $405K
Groveland median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
112 of 225
Groveland actives have cut their price
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the Groveland median. See the full Groveland market guide →
Paper trail
This home's history
Reality check
What actually sold near 401 GRASSY KEY WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$362,000
408 GRASSY KEY WAY · same community
4 bd · 2 ba · 1,900 sqft · $191/sqft · 32 DOM
Sold · Dec ’25$315,000
422 ROCK SPRINGS CIRCLE · same community
3 bd · 2.5 ba · 2,057 sqft · $153/sqft · 166 DOM
Sold · Apr ’26$270,000
505 WATERSIDE POINTE DRIVE UNIT 0087 · same community
3 bd · 2.5 ba · 1,632 sqft · $165/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 401 GRASSY KEY WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 401 GRASSY KEY WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
401 GRASSY KEY WAY FAQs
What would the monthly payment be for 401 GRASSY KEY WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,063/mo — principal and interest, the actual property-tax bill, the $170/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 401 GRASSY KEY WAY?+
The association fee works out to $170 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 401 GRASSY KEY WAY?+
The most recent tax bill on record (2025) was $6,293. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 401 GRASSY KEY WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Groveland?+
At $349,000, this home is listed about 13% below the Groveland median of $400,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Groveland market on paper
$349,000 is 13% below the Groveland median of $400,000, and at $179/sqft it sits under the Groveland average of $222.
02Time on market is leverage
168 days on market against a Groveland median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $375,000, now $349,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LOKATION · Richard Carey. MLS #TB8476070.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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