2008 N RETREAT, INVERNESS, FL, 34453
Active34 days on marketListed Jun 20, 2026MLS #OM727092
About this home
2008 N RETREAT
Waterfront living for $220,000! Launch your airboat or simply relax by the water from your own backyard. Situated on nearly half an acre, this move in ready 3-bedroom, 2 bath manufactured home offers 1,456 of comfortable living space, plus a detached block garage/workshop perfect for hobbies, storage or projects. Whether you are looking for a full-time residence, a weekend retreat, or an investment opportunity, this property offers the Florida lifestyle you've been searching for. All of this while conveniently located close to shopping, dining and medical facilities. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,456
Sqft
0.45 ac
Lot size
1
Garage
1988
Year built
One
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,788 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,788/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.6%
$/sqft vs Inverness actives
$148 vs $179
Days on market
34 vs 25 typical
Where $148/sqft sits among the 195 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34453 — neighborhood snapshot
Population
10,473
Median age
53.5
Median income
$58,064
Median home value
$174,500
Avg household
2.21
Households w/ children
905
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$240K → $270K
Inverness median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
90 of 195
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 365% above the INVERNESS 34453 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 2008 N RETREAT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$200,000
2008 N RETREAT DRIVE
3 bd · 2 ba · 1,456 sqft · $137/sqft · 75 DOM
Sold · Jul ’25$195,000
1626 N POINT LONESOME ROAD
3 bd · 2 ba · 1,402 sqft · $139/sqft · 5 DOM
Sold · Aug ’25$340,000
7859 E WOODED TRAIL UNIT 124
3 bd · 2 ba · 1,574 sqft · $216/sqft · 213 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2008 N RETREAT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2008 N RETREAT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2008 N RETREAT FAQs
What would the monthly payment be for 2008 N RETREAT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,788/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2008 N RETREAT?+
The most recent tax bill on record (2026) was $3,212. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $214,900, this home is listed about 17% below the Inverness median of $258,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2008 N RETREAT?+
Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$214,900 runs 365% above the INVERNESS 34453 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $220,000, now $214,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TROPIC SHORES REALTY · Megan Nichols. MLS #OM727092.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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