David Ramirez
$199,9993 bd2 ba1,799 sqft$111 /sqft$1,585 /mo all-in ↓

2496 E NEWHAVEN STREET, INVERNESS, FL, 34453

Active37 days on marketListed Jun 18, 2026MLS #TB8520352

Private poolSingle Family ResidenceCELINA HILLS

About this home

2496 E NEWHAVEN STREET

Auction Property. LIST PRICE IS FOR MLS PURPOSES ONLY. ACTUAL PRICE WILL BE DETERMINED AT AUCTION. ONLINE AUCTION ENDS JULY 15 AT 11 AM ET. Perched on an elevated .51± acre lot, this custom built 3 bedroom, 2 bathroom pool home perfectly balances spacious interior living with an outdoor lifestyle. Offering 1,799± square feet of living area with 2,780± square feet under roof, the residence provides a retreat in Celina Hills, a desirable Citrus Hills community. A long driveway with an extra parking pad leads up to the attached 2 car garage, which comes fully equipped with a dedicated workshop space and direct backyard access. Inside, high-volume cathedral and tray ceilings elevate the atmosphere across a versatile floor plan that includes a distinct living room, dining room, and family room layout. The formal dining area features custom built-ins that add functional elegance. The primary suite serves as a true private retreat, entered through formal double doors, as well as double sliding glass doors to the pool and features his-and-hers walk-in closets. The en suite bathroom is complete with a custom double vanity, soaking tub, separate standing shower, and a private water closet. Designed for seamless indoor/outdoor living, two additional separate sets of sliding glass doors open from the main living spaces to the rear patio. The outdoor oasis features a fully enclosed, screened-in swimming pool alongside a covered patio area designed for all weather relaxation. Situated in a prime Inverness area, this home keeps you just minutes from the historic town center, grocery stores, shopping, medical offices, and local parks. Outdoor enthusiasts will also appreciate the immediate proximity to the Withlacoochee State Trail. The personal property of the home will be removed prior to closing. Property #: DG26029. Bid Online July 8 - 15. Subject to the final bid at the online auction and auction terms. 10% Buyer's Premium.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,799

Sqft

0.51 ac

Lot size

2

Garage

1994

Year built

One

Levels

$111

Per sqft

Private poolTrees/Woods viewPets allowed

Inside

FlooringCarpet
AppliancesDishwasher · Microwave · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Other · Primary Bedroom Main Floor · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingGarage Faces Side
ExteriorOther · Rain Gutters

Community & fees

HOA fee$9/mo
Taxes (2025)$1,800/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,585 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$150
HOA fee — from the listing$9
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,000
Interest rate6.00%
Loan term

Estimated payment

$1,585/mo

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$150
HOA / condo fee$9
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $200K
$192KedgeAI estimate $325,483 · range $318K$330K$343K

vs edgeAI estimate

−38.6%

$/sqft vs Inverness actives

$111 vs $179

Days on market

37 vs 25 typical

Where $111/sqft sits among the 195 Inverness actives

32 · this home
72
43
23
11
14
$97–139$139–180$180–222$222–264$264–305$305+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Inverness

Map of 2496 E NEWHAVEN STREET

Get to know Inverness. See the full Inverness guide →

INVERNESS 34453 — neighborhood snapshot

Population

10,473

Median age

53.5

Median income

$58,064

Median home value

$174,500

Avg household

2.21

Households w/ children

905

For the school run

Citrus County School District

ElementaryHernando Elementary School★★★★★
MiddleInverness Middle School★★★★★
HighCitrus High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$240K$270K

Inverness median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

91 of 195

Inverness actives have cut their price

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 301% above the INVERNESS 34453 median. See the full Inverness market guide →

Paper trail

This home's history

Jun 18, 2026Listed at $199,999 · 37 days on market since
1994Built · CELINA HILLS

Reality check

What actually sold near 2496 E NEWHAVEN STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2508 E CELINA STREETSold · Jul ’25

$335,000

2508 E CELINA STREET · same community

3 bd · 2 ba · 1,789 sqft · $187/sqft · 25 DOM

2838 E NEWHAVEN STREETSold · Jul ’26

$362,000

2838 E NEWHAVEN STREET · same community

4 bd · 3 ba · 1,823 sqft · $199/sqft · 2 DOM

2828 E CELINA STREETSold · Nov ’25

$350,000

2828 E CELINA STREET · same community

3 bd · 2 ba · 1,759 sqft · $199/sqft · 46 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2496 E NEWHAVEN STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2496 E NEWHAVEN STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2496 E NEWHAVEN STREET FAQs

What would the monthly payment be for 2496 E NEWHAVEN STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,585/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2496 E NEWHAVEN STREET?+

The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2496 E NEWHAVEN STREET?+

The most recent tax bill on record (2025) was $1,800. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2496 E NEWHAVEN STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Inverness?+

At $199,999, this home is listed about 23% below the Inverness median of $258,450. The market section on this page shows how the area is trending.

Which schools are assigned to 2496 E NEWHAVEN STREET?+

Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TRANZON DRIGGERS · Kevin Weinsheimer. MLS #TB8520352.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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