3625 SE 138TH STREET, SUMMERFIELD, FL, 34491
Pending58 days on marketListed Jun 5, 2026MLS #OM726096
About this home
3625 SE 138TH STREET
Built in 2025 and thoughtfully upgraded beyond standard new construction, this move-in ready 3-bedroom, 2-bath home offers 1,778 living square feet with no HOA, no CDD fees, and the freedom to enjoy the property as you choose. Inside, elegant porcelain tile flooring flows throughout the home, creating a seamless and low-maintenance living environment with no carpet. The open-concept design is enhanced by ceiling fans throughout, custom floor-to-ceiling drapery, and upgraded glass shower enclosures that add a clean, modern touch. The kitchen is fully equipped with a matching Samsung appliance package, including the refrigerator, oven, microwave, and dishwasher, allowing you to move in and enjoy the home from day one. Additional upgrades include a premium whole-house iron filtration and water softener system designed specifically for well water, providing enhanced water quality throughout the home. The garage is equipped with a Tesla EV charging station, already installed and ready for use. Set on a spacious 0.32-acre homesite, the property offers a level of privacy rarely found in newer construction, with no neighbors on either side and only one neighboring home behind. The generous lot provides ample space for pets, outdoor living, gardening, or future improvements. Conveniently located with easy access to Highway 484, Highway 301, and Interstate 75, this home offers the perfect balance of privacy and accessibility while remaining close to shopping, dining, medical facilities, and everyday conveniences. As an added bonus, the seller is offering up to $7,000 toward buyer closing costs or to be applied toward a 2-1 interest rate buydown for qualified buyers, helping make homeownership even more affordable. Why wait for new construction and pay for upgrades later? Many of the upgrades buyers typically add after closing are already in place, making this home a truly move-in ready opportunity.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,778
Sqft
0.32 ac
Lot size
2
Garage
2025
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,313 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,313/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.8%
$/sqft vs BELLEVIEW HEIGHTS ESTATE
$186 vs $186
Days on market
58 vs 50 typical
Where $186/sqft sits among the 48 homes for sale in BELLEVIEW HEIGHTS ESTATE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
22 of 48
BELLEVIEW HEIGHTS ESTATE have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 3625 SE 138TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$279,900
3775 SE 132ND PLACE · same community
4 bd · 2 ba · 1,747 sqft · $160/sqft · 106 DOM
Sold · Sep ’25$205,000
3427 SE 137TH STREET · same community
2 bd · 2 ba · 1,666 sqft · $123/sqft · 75 DOM
Sold · Jul ’26$111,500
2625 SE 140TH PLACE · same community
3 bd · 2 ba · 1,572 sqft · $71/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3625 SE 138TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3625 SE 138TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3625 SE 138TH STREET FAQs
What would the monthly payment be for 3625 SE 138TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,313/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3625 SE 138TH STREET?+
The most recent tax bill on record (2025) was $774. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Summerfield?+
At $329,900, this home is listed about 14% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3625 SE 138TH STREET?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLSTARS REALTY · Marcia Kasper. MLS #OM726096.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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