
14825 SE 28TH TERRACE, SUMMERFIELD, FL, 34491
Active1 days on marketListed Jul 29, 2026MLS #TB8533721
Come see it
Upcoming open house
Sat, Aug 1
12:00 PM – 5:00 PM
About this home
14825 SE 28TH TERRACE
BETTER THAN NEW • THOUSANDS IN COMPLETED UPGRADES • MOVE-IN READY • 2023 BUILT • NO HOA • NO REAR NEIGHBORS • PRIVATE WOODED BACKDROP • CONCRETE BLOCK • SCREENED LANAI • NO CARPET • MINUTES TO THE VILLAGES * Better than new, this beautifully maintained 2023-built 3-bedroom, 2-bath concrete block home combines modern construction with thousands of dollars in quality improvements already in place. From the screened lanai, stone paver patio, epoxy-coated garage floor, gutters, professional landscaping, partial privacy fencing, and brand-new storage shed to the tasteful finishes throughout, you'll enjoy features that many newer homes simply don't include. * Best of all, it's already done! Rather than planning and paying for landscaping, gutters, a screened lanai, fencing, outdoor living spaces, and storage after closing, you can move in and enjoy everything this home has to offer from day one. * From the attractive stone-accented front elevation and lush landscaping to the mature oak trees that provide beauty without crowding the home, every detail reflects pride of ownership. Perfectly positioned on a private homesite backing to open green space and woods with no rear neighbors, you'll enjoy a peaceful setting that's becoming increasingly difficult to find. This is the backyard oasis you've always envisioned! * Inside, soaring cathedral ceilings, abundant natural light, and a thoughtfully designed split-bedroom floor plan create a home that feels open, bright, and welcoming. Waterproof laminate flooring flows throughout, offering the beauty of continuous flooring with the convenience of NO CARPET, while elegant lighting fixtures and ceiling fans add comfort and contemporary style. * The beautifully appointed kitchen serves as the heart of the home, featuring abundant solid wood cabinetry, expansive granite countertops, matching granite window sills, stainless steel appliances, and an oversized peninsula with seating for four -- the perfect gathering place for casual meals, conversation, or entertaining while remaining connected to the spacious living and dining areas. * The private primary suite offers a spacious walk-in closet and a beautifully finished ensuite bathroom with granite countertops and a fully tiled walk-in shower. Two generously sized guest bedrooms are situated on the opposite side of the home and share a well-appointed guest bathroom featuring granite countertops and a fully tiled tub/shower surround. * Step outside and discover where this home truly comes to life. The spacious east-facing screened lanai is the perfect place to enjoy peaceful sunrises with your morning coffee or relax in the shade on warm Florida afternoons. Beyond the lanai, the expansive stone paver patio creates an inviting outdoor living space overlooking the private wooded backdrop. Upgraded electrical is already in place for a future hot tub, giving you the flexibility to create your own backyard retreat. (Existing hot tub not included but negotiable.) * Conveniently located just minutes from The Villages, Belleview, Ocala, shopping, dining, healthcare, and I-75. * Exceptional MOVE-IN READY homes offering this combination of modern construction, completed upgrades, private wooded views, exceptional outdoor living, and NO HOA are increasingly difficult to find. ** SCHEDULE YOUR PRIVATE SHOWING TODAY! **
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,288
Sqft
0.22 ac
Lot size
2
Garage
2023
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,953 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,953/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.8%
$/sqft vs BELLEVIEW HEIGHTS ESTATE
$190 vs $185
Days on market
1 vs 50 typical
Where $190/sqft sits among the 47 homes for sale in BELLEVIEW HEIGHTS ESTATE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
23 of 47
BELLEVIEW HEIGHTS ESTATE have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 14825 SE 28TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$231,800
3647 SE 132ND PLACE · same community
3 bd · 2 ba · 1,286 sqft · $180/sqft · 8 DOM
Sold · Sep ’25$259,000
14489 SE 38TH TERRACE · same community
3 bd · 2 ba · 1,313 sqft · $197/sqft · 64 DOM
Sold · Jun ’26$239,900
3979 SE 143RD PLACE · same community
3 bd · 2 ba · 1,331 sqft · $180/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14825 SE 28TH TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14825 SE 28TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14825 SE 28TH TERRACE FAQs
What would the monthly payment be for 14825 SE 28TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,953/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14825 SE 28TH TERRACE?+
The most recent tax bill on record (2025) was $2,920. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Summerfield?+
At $244,900, this home is listed about 16% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 14825 SE 28TH TERRACE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ASHLAR REALTY · Richard Kim. MLS #TB8533721.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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