David Ramirez
$275,0003 bd3 ba1,620 sqft$170 /sqft$2,000 /mo all-in ↓

106 ARROWHEAD POINT ROAD, HAWTHORNE, FL, 32640

Active41 days on marketListed Jun 10, 2026MLS #OM725764

Private poolManufactured HomeINDIAN LAKES 2 & 3

About this home

106 ARROWHEAD POINT ROAD

Tucked away on 3.41  acres of wooded seclusion, this 3 bed 3 bath home is the perfect escape. Enjoy a new deck, newer appliances, washer/dryer, and a tiled bathroom with garden tub. A water softener, motion lighting, and whole-property generator add comfort and peace of mind. Cool off in the above-ground pool, watch deer from your backyard nearly every evening, and take advantage of three sheds, one wired with electricity for a workshop or man cave. Accessibility ramp in the back of the house. Privacy, nature, and modern updates all in one. Roof is 10 years old, AC is 4 years old.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,620

Sqft

3.41 ac

Lot size

2006

Year built

One

Levels

$170

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Laminate · Tile
AppliancesDryer · Electric Water Heater · Refrigerator · Washer · Water Filtration System
InteriorCeiling Fan(s) · Open Floorplan · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesSouth
ExteriorLighting

Community & fees

Taxes (2025)$1,193/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,000 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property tax — 2025 actual bill$99
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,625
Interest rate6.00%
Loan term

Estimated payment

$2,000/mo

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$99
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Hawthorne actives

$170 vs $185

Days on market

41 vs 46 typical

Where $170/sqft sits among the 61 Hawthorne actives

14
14 · this home
19
3
6
5
$96–137$137–179$179–220$220–261$261–302$302+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hawthorne

Map of 106 ARROWHEAD POINT ROAD

Get to know Hawthorne. See the full Hawthorne guide →

HAWTHORNE 32640 — neighborhood snapshot

Population

10,780

Median age

46.2

Median income

$58,727

Median home value

$153,600

Avg household

2.51

Households w/ children

1,120

For the school run

Putnam County School District

ElementaryOchwilla Elementary School★★★★
HighInterlachen Junior-Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hawthorne market

Seller’s marketLeans buyer9.7 months of inventoryBuyer’s market

$225K$365K

Hawthorne median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

25 of 61

Hawthorne actives have cut their price

Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 248% above the HAWTHORNE 32640 median. See the full Hawthorne market guide →

Paper trail

This home's history

Jun 10, 2026Listed at $275,000 · 41 days on market since
2006Built · INDIAN LAKES 2 & 3

Reality check

What actually sold near 106 ARROWHEAD POINT ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

153 HIDDEN LAKE TRAILSold · Jan ’26

$334,000

153 HIDDEN LAKE TRAIL

2 bd · 2.5 ba · 1,904 sqft · $175/sqft · 33 DOM

101 TOMAHAWK ROADSold · May ’26

$283,500

101 TOMAHAWK ROAD

3 bd · 2 ba · 1,040 sqft · $273/sqft · 142 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 106 ARROWHEAD POINT ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 106 ARROWHEAD POINT ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

106 ARROWHEAD POINT ROAD FAQs

What would the monthly payment be for 106 ARROWHEAD POINT ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,000/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 106 ARROWHEAD POINT ROAD?+

The most recent tax bill on record (2025) was $1,193. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hawthorne?+

At $275,000, this home is listed about 4% above the Hawthorne median of $263,450. The market section on this page shows how the area is trending.

Which schools are assigned to 106 ARROWHEAD POINT ROAD?+

Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Lindsay Jacobson. MLS #OM725764.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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