
311 CHESSER MONROE ROAD, HAWTHORNE, FL, 32640
Active80 days on marketListed May 14, 2026MLS #O6407689
About this home
311 CHESSER MONROE ROAD
Pre-Construction. To be built. Pre-Construction Opportunity!! **Summerland Model** 4 Bedrooms and 2 Bathrooms, Open Floor Plan for a Spacious Feeling New Home! Large Primary Bedroom has a Great Walk In Closet and Private EnSuite Bathroom! The Other Three Bedroom are on the Opposite Side of the Floorplan for Privacy. Eat In Kitchen with Island is Truly the Heart of This Home! This Oversized Homesite is 1.15 Acres, Providing Privacy and Tranquility! NO HOA means Freedom and Serenity! Room for the Boat RV, Pool!! NO HOA restrictions, you’ll enjoy the freedom to create your own private retreat, complete with space for animals, gardens, and outdoor toys. OUT of the Flood Zone! Conveniently situated near Hawthorne, Interlachen, and Gainesville, this rare opportunity combines privacy, flexibility, and accessibility in the heart of scenic Putnam County. Enjoy a Walk Through Video of The Summerland At Request. ** Builder offering $5,000 towards buyers' closing cost with use of Preferred Lender**
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,494
Sqft
1.18 ac
Lot size
2026
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,945 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,945/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.1%
$/sqft vs NA
$187 vs $287
Days on market
80 vs 46 typical
Where $187/sqft sits among the 126 homes for sale in NA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hawthorne
Get to know Hawthorne. See the full Hawthorne guide →
HAWTHORNE 32640 — neighborhood snapshot
Population
10,780
Median age
46.2
Median income
$58,727
Median home value
$153,600
Avg household
2.51
Households w/ children
1,120
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hawthorne market
$225K → $365K
Hawthorne median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
58 of 126
NA have cut their price
Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 229% above the HAWTHORNE 32640 median. See the full Hawthorne market guide →
Paper trail
This home's history
Reality check
What actually sold near 311 CHESSER MONROE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$371,250
10556 BUCK RD · same community
3 bd · 2 ba · 1,526 sqft · $243/sqft · 0 DOM
Sold · Feb ’26$657,000
6738 AVENUE D · same community
3 bd · 2 ba · 1,458 sqft · $451/sqft · 16 DOM
Sold · Apr ’26$535,000
3616 & 3622 NW 178TH TERRACE · same community
3 bd · 2 ba · 1,456 sqft · $367/sqft · 179 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 311 CHESSER MONROE ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 311 CHESSER MONROE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
311 CHESSER MONROE ROAD FAQs
What would the monthly payment be for 311 CHESSER MONROE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,945/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 311 CHESSER MONROE ROAD?+
The most recent tax bill on record (2025) was $155. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hawthorne?+
At $280,000, this home is listed about 6% above the Hawthorne median of $263,450. The market section on this page shows how the area is trending.
Which schools are assigned to 311 CHESSER MONROE ROAD?+
Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of YASMINE KHRINO · Jasmine Khrino. MLS #O6407689.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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