3503 E WESTCOVE COURT, DUNNELLON, FL, 34434
Active71 days on marketListed May 26, 2026MLS #OM725400
About this home
3503 E WESTCOVE COURT
See Realtor Remarks: Welcome to Old Florida living at its finest at 3503 E. Westcove Court in Dunnellon, a rare waterfront retreat tucked behind a gated entrance at the end of a quiet peninsula along the beautiful Withlacoochee River. Surrounded by water on three sides with nearly 360-degree river and canal views, this unique property offers the perfect blend of privacy, relaxation, adventure, and investment potential as a primary residence, vacation getaway, or short-term rental opportunity. Inside, the home combines warmth and character with thoughtful updates throughout. The cozy living room welcomes you with a charming fireplace and breathtaking panoramic water views, while updated flooring flows through the home creating a fresh and inviting feel. The kitchen features updated appliances and a breakfast bar making it easy to enjoy both everyday living and entertaining while taking in the scenery. An updated AC system and water softener add comfort and convenience to this exceptional waterfront escape. The flexible floor plan includes two guest bedrooms and a full bath and additional one half bath on the main level, while upstairs the spacious primary suite captures elevated river views that make every morning feel like a vacation. Separate entrances to the home give wonderful flexibility for guests, multigenerational living, or Airbnb potential. Step outside and fully embrace the river lifestyle. Enjoy peaceful mornings from the screened porch, spend afternoons launching kayaks from your own launch and ramp, tie your boat up at the dock after a day on the water, or cast a line from your fishing pier. The expansive patio creates the perfect setting for entertaining family and friends and adds a touch of classic Florida fun. A large storage shed provides plenty of room for a workshop and storing fishing and outdoor gear. Surrounded by natural beauty and designed to capture water views from nearly every angle, this one-of-a-kind property offers a rare opportunity to experience waterfront living the way it was meant to be and discover the magic of life on the Withlacoochee River.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,980
Sqft
0.37 ac
Lot size
1977
Year built
Two
Levels
$278
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,841 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,841/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dunnellon actives
$278 vs $185
Days on market
71 vs 39 typical
Where $278/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
176 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1733% above the DUNNELLON 34434 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 3503 E WESTCOVE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$310,000
3899 E RIVERSIDE DRIVE
2 bd · 2 ba · 1,802 sqft · $172/sqft · 77 DOM
Sold · May ’26$259,000
3544 E WITHLACOOCHEE TRAIL
4 bd · 2 ba · 2,280 sqft · $114/sqft · 240 DOM
Sold · Sep ’25$540,000
4275 E RIVERSIDE DRIVE
3 bd · 2 ba · 2,453 sqft · $220/sqft · 191 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3503 E WESTCOVE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3503 E WESTCOVE COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3503 E WESTCOVE COURT FAQs
What would the monthly payment be for 3503 E WESTCOVE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,841/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3503 E WESTCOVE COURT?+
The most recent tax bill on record (2025) was $2,401. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $550,000, this home is listed about 83% above the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3503 E WESTCOVE COURT?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$550,000 runs 1733% above the DUNNELLON 34434 median — but at 1,980 sqft it's also 16% larger than the typical Dunnellon listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $575,000, now $550,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Laura Grady. MLS #OM725400.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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