David Ramirez
$329,9002 bd1 ba816 sqft$404 /sqft$2,584 /mo all-in ↓

5165 104TH WAY N, ST PETERSBURG, FL, 33708

Active74 days on marketListed May 25, 2026MLS #OM725337

Priced 29% below the ST PETERSBURG 33708 medianSingle Family ResidenceORANGE ESTATES OF ST PETE

About this home

5165 104TH WAY N

Virtually Staged. Ideally located just 2 miles (5 minutes) from the beach in a highly desirable area, this beautifully updated home is situated outside the flood zone and offers peace of mind with newer double pane windows and hurricane shutters. Start your mornings relaxing on the screened front porch overlooking the neighborhood. Inside, the home features luxury laminate vinyl flooring throughout and thoughtful upgrades designed for convenience and functionality, including motion-sensor closet lighting and a slatwall system in the laundry/utility room for organized versatile storage. the kitchen offers brand new solid wood cabinets, with quartz countertops, blending style for everyday living. The spacious, fully fenced backyard provides plenty of room for entertaining, pets, or outdoor activities, with gated access for boat or trailer parking and ample space for a pool. Whether you're looking for a primary residence, vacation getaway, or short-term rental investment this home offers the perfect blend of comfort, style and location. Check out the sea grape trees, these fruits are edible and can be eaten raw when ripe, or used to make jams and jellies.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

816

Sqft

0.15 ac

Lot size

1955

Year built

One

Levels

$404

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionVinyl Siding
FoundationSlab
FacesWest
ParkingBoat · Covered
ExteriorHurricane Shutters

Community & fees

Taxes (2025)$4,036/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,584 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,942
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$336
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,547Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,547
Interest rate6.00%
Loan term

Estimated payment

$2,584/mo

Principal & interest$1,942
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$336
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $330K
$260KedgeAI estimate $287,088 · range $271K$328K$343K

vs edgeAI estimate

+14.9%

$/sqft vs St Petersburg actives

$404 vs $323

Days on market

74 vs 54 typical

Where $404/sqft sits among the 400 St Petersburg actives

133
131
67 · this home
25
17
27
$137–264$264–392$392–519$519–646$646–774$774+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orange Estates

Map of 5165 104TH WAY N inside its neighborhood boundary

Drive times from this address

Downtown Tampa35 min
Tampa Int’l Airport (TPA)35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Orange Estates — neighborhood snapshot

Population

537

Median age

46

Median income

$88,542

Median home value

$196,900

Avg household

2

Households w/ children

30%

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$420K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

215 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →

Paper trail

This home's history

May 25, 2026Listed at $329,900 · 74 days on market since
1955Built · ORANGE ESTATES OF ST PETE

Reality check

What actually sold near 5165 104TH WAY N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5165 104TH WAY NSold · Jan ’26

$196,000

5165 104TH WAY N · same community

2 bd · 1 ba · 816 sqft · $240/sqft · 39 DOM

10449 53RD AVENUE NSold · Mar ’26

$349,999

10449 53RD AVENUE N · same community

3 bd · 2 ba · 1,641 sqft · $213/sqft · 6 DOM

320 MEDALLION BOULEVARD UNIT GSold · Jan ’26

$195,000

320 MEDALLION BOULEVARD UNIT G

2 bd · 1 ba · 915 sqft · $213/sqft · 115 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5165 104TH WAY N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5165 104TH WAY N — before you fall in love.

See it in person

Schedule a tour

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Straight answers

5165 104TH WAY N FAQs

What would the monthly payment be for 5165 104TH WAY N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,584/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5165 104TH WAY N?+

The most recent tax bill on record (2025) was $4,036. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5165 104TH WAY N?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $329,900, this home is listed about 24% below the St Petersburg median of $431,250. The market section on this page shows how the area is trending.

Which schools are assigned to 5165 104TH WAY N?+

Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOMERUN REALTY · Jean Papa. MLS #OM725337.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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