10688 SW 129TH TERRACE ROAD, DUNNELLON, FL, 34432
Active68 days on marketListed Jun 1, 2026MLS #OM725310
About this home
10688 SW 129TH TERRACE ROAD
4.65-acre mini farm. TRUE 4-BEDROOM HOME in one of the most sought-after areas of Rolling Hills, Dunnellon, FL. This almost new 2,827 Sq Ft home built in 2023 offers lots of privacy and is centrally located 7 minutes from Ocala and 11 minutes to Dunnellon's Rainbow Springs for swimming, fishing, and kayaking. Property is fenced and zoned A1 (agricultural) for your horses. Modern luxurious interior with high ceilings, Palladium windows. High-end finishes throughout, including state-of-the-art Bluetooth-controlled appliances. You will have serious kitchen envy! Granite counters, lots of cabinets, huge walk-in kitchen pantry, with induction stovetop. soft-close cabinets and pull-out drawers. The primary bedroom features a huge bathroom with a ROMAN SHOWER. **French doors lead to SEPARATE OFFICE** A whole-house reverse osmosis (RO) system purifies ALL THE WATER entering the home. LARGE, beautiful LANAI overlooks rolling pasture land. Separate power line is ideal for charging an RV or powering a workshop or a storage shed. This one-owner home is in pristine condition!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,827
Sqft
4.67 ac
Lot size
2
Garage
2023
Year built
One
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,135 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,135/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+45.6%
$/sqft vs Dunnellon actives
$264 vs $185
Days on market
68 vs 39 typical
Where $264/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
170 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 239% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 10688 SW 129TH TERRACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$787,000
11551 SW 128TH AVENUE
3 bd · 3.5 ba · 2,861 sqft · $275/sqft · 64 DOM
Sold · Aug ’26$240,000
13460 SW 111TH LANE
4 bd · 2 ba · 2,334 sqft · $103/sqft · 43 DOM
Sold · Apr ’26$500,000
12600 SW HIGHWAY 484
4 bd · 4.5 ba · 3,394 sqft · $147/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10688 SW 129TH TERRACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10688 SW 129TH TERRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10688 SW 129TH TERRACE ROAD FAQs
What would the monthly payment be for 10688 SW 129TH TERRACE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,135/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10688 SW 129TH TERRACE ROAD?+
The most recent tax bill on record (2025) was $8,105. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $745,000, this home is listed about 148% above the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10688 SW 129TH TERRACE ROAD?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMERUN REALTY · Madison Allen. MLS #OM725310.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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