David Ramirez

TBD SW 186TH CT., DUNNELLON, FL, 34432

Active69 days on marketListed May 16, 2026MLS #OM724855

Priced 50% below the DUNNELLON 34432 medianLAKE TROPICANA RANCHETTES #9 U

About this home

TBD SW 186TH CT.

This exceptional and Prime location 2.10 Acres parcel of buildable Single Family zoned in Dunnellon. Bring you own builder and have a plenty of space and peaceful. Lake Tropicana Ranchettes is one of the best community of Dunnellon. This spacious lot is the perfect blended for building your dream home in a serena and privacy natural beauty of mature trees and lush surroundings while still being conveniently located a short drive from downtown Dunnellon and all the outdoor recreation.This beautiful 2.10 Acres Lot have privacy, and endless possibilities.This rural location can provide you with the comfort and quiet you are looking for while still being close to Rainbow Springs, Crystal Rivers, where you can enjoy swimming, Boating, Fishing, Kayak, as well as Golf courses are nearby at Juliette Falls across the Street. Bring you own Builder and have your own design and serene and peaceful place. This spacious parcel provide the perfect opportunity for Residential development, Investment, or creating your own private retreat. Enjoy peaceful surroundings while still conveniently located near Shopping, Dinning, Medical Facilities, Pharmacies, Great Schools district, and major roadways, with plenty of room for a custom home, outdoors living, Rv's, Boats or additional structures. this property have flexibility and great potential. Don't miss the opportuity to own in a growing area with future value appreciation. Whether you envision Lake Tropicana Ranchettes provides a relaxed, tranquility with easy access to nature like a paradise this property is ready for your Vision. Make an Appoitment today or Video Tour and discover the magic of living a different lifestyle in the Florida Sunshie State.

Facts & features

The home at a glance

2.1 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$622/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterNone · Well Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$940 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$677
FHA mortgage insurance (est.)$51
Property tax — 2025 actual bill$52
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,025
Interest rate6.00%
Loan term

Estimated payment

$940/mo

Principal & interest$677
FHA mortgage insurance (est.)$51
Property taxes (actual bill)$52
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Dunnellon

Map of TBD SW 186TH CT.

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34432 — neighborhood snapshot

Population

13,197

Median age

56

Median income

$47,711

Median home value

$223,900

Avg household

2.27

Households w/ children

858

For the school run

Marion County School District

ElementaryDunnellon Elementary School★★★★★
HighDunnellon High School★★★★★
MiddleDunnellon Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$265K$270K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% below the DUNNELLON 34432 median. See the full Dunnellon market guide →

Paper trail

This home's history

May 16, 2026Listed at $115,000 · 69 days on market since

Reality check

What actually sold near TBD SW 186TH CT.

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4225 SW 175TH COURTSold · Jul ’26

$70,000

4225 SW 175TH COURT

1 bd · 1 ba · 672 sqft · $104/sqft · 3 DOM

4299 SW 190TH COURTSold · Feb ’26

$138,000

4299 SW 190TH COURT

2 bd · 2 ba · 728 sqft · $190/sqft · 30 DOM

4551 SW 194TH AVENUESold · Feb ’26

$80,000

4551 SW 194TH AVENUE

2 bd · 2 ba · 876 sqft · $91/sqft · 49 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about TBD SW 186TH CT. — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for TBD SW 186TH CT. — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

TBD SW 186TH CT. FAQs

What would the monthly payment be for TBD SW 186TH CT.?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $940/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on TBD SW 186TH CT.?+

The most recent tax bill on record (2025) was $622. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dunnellon?+

At $115,000, this home is listed about 62% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.

Which schools are assigned to TBD SW 186TH CT.?+

Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SOUNDINGS, LLC · Jaqueline Espitia. MLS #OM724855.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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