David Ramirez
$280,000$299,0003 bd2 ba1,450 sqft$193 /sqft$1,990 /mo all-in ↓

2133 TENNESSEE STREET, SUMTERVILLE, FL, 33585

Active97 days on marketListed May 1, 2026MLS #OM723884

Priced 15% below the SUMTERVILLE 33585 medianReduced $19KNew constructionSingle Family ResidenceSUMTER VILLAS PH 4

About this home

2133 TENNESSEE STREET

PRIME LOCATION very close to The Villages Charter School. Enjoy all the perks of living just outside The Villages and Middleton, without the cost! Practically new and thoughtfully enhanced, this 2025-built home offers the rare advantage of new construction quality without the added expense, time, and effort of completing upgrades yourself. Located in the desirable Sumter Villas community, residents enjoy a low HOA, community pool, and sidewalks—all without the burden of a CDD, keeping monthly costs more affordable than other nearby neighborhoods. Built by Ryan Homes and no longer available new in this community, this Mahogany model is rated as "above average" quality in county record and sits on a larger homesite with a peaceful retention pond view and a uniquely private backyard—fully enclosed with a 6-ft vinyl fence and bordered by single-story homes with no rear neighbors. This home is in pristine condition with significant improvements—upgrades that new construction typically leaves to the buyer. Exterior improvements including the fence, a screened lanai with patio lighting, 'permanent' outdoor lighting, custom stepping stone walkway along driveway, manicured landscaping, and rain gutters. Inside, the home features a warm, neutral design with abundant natural light and a cohesive, upgraded finish throughout. Tile flooring spans the entire house, complemented by added recessed lighting in the main living space, upgraded fixtures, and fan kits in all major spaces. The kitchen showcases staggered cabinetry with custom hardware, granite countertops, and a clean, modern layout. Both bathrooms are elevated with quartz counters, square sinks, custom hardware, and a custom glass shower door in the primary suite. Additional enhancements include window treatments, an insulated garage door, and a finished garage with painted walls—details that further separate this home from standard builder-grade offerings. Ideally located just minutes from The Villages and Middleton, this home provides convenient proximity to top-rated charter schools, expanding employment opportunities, shopping, dining, and medical facilities. With continued growth in the surrounding area, this location offers both immediate lifestyle benefits and long-term appeal. Skip the build process and move right into a well built home where the upgrades are already complete and the value is clear.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,450

Sqft

0.13 ac

Lot size

2

Garage

2025

Year built

One

Levels

$193

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorGarden · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$45/mo
Taxes (2025)$156/yr
PetsYes
CommunityPool · Sidewalks

Utilities & systems

UtilitiesElectricity Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,990 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property tax — 2025 actual bill$13
HOA fee — from the listing$45
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,800
Interest rate6.00%
Loan term

Estimated payment

$1,990/mo

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property taxes (actual bill)$13
HOA / condo fee$45
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $280K
$246KedgeAI estimate $319,026 · range $257K$475K$494K

vs edgeAI estimate

−12.2%

$/sqft vs Sumterville actives

$193 vs $183

Days on market

97 vs 34 typical

Where $193/sqft sits among the 22 Sumterville actives

17 · this home
2
0
1
0
2
$153–263$263–373$373–483$483–593$593–702$702+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sumterville

Map of 2133 TENNESSEE STREET

Drive times from this address

Downtown Orlando63 min
Universal Orlando66 min
Downtown Tampa68 min
Walt Disney World73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sumterville. See the full Sumterville guide →

SUMTERVILLE 33585 — neighborhood snapshot

Population

1,424

Median age

39.2

Median income

$80,972

Median home value

$213,900

Avg household

2.97

Households w/ children

144

For the school run

Sumter County School District

ElementaryLake Panasoffkee Elementary School★★★★★
MiddleSouth Sumter Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sumterville market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$284K$380K

Sumterville median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

7 of 22

Sumterville actives have cut their price

Median sold price, Sumterville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% below the SUMTERVILLE 33585 median. See the full Sumterville market guide →

Paper trail

This home's history

CurrentPrice reduced to $280,000 $19K
May 1, 2026Listed at $299,000 · 97 days on market since
2025Built · SUMTER VILLAS PH 4

Reality check

What actually sold near 2133 TENNESSEE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1691 NEBRASKA LOOPSold · Jan ’26

$249,900

1691 NEBRASKA LOOP

3 bd · 2 ba · 1,450 sqft · $172/sqft · 15 DOM

1573 TEXAS AVENUESold · Mar ’26

$255,482

1573 TEXAS AVENUE

3 bd · 2 ba · 1,452 sqft · $176/sqft · 49 DOM

1569 TEXAS AVENUESold · Apr ’26

$251,075

1569 TEXAS AVENUE

3 bd · 2 ba · 1,452 sqft · $173/sqft · 49 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2133 TENNESSEE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2133 TENNESSEE STREET — before you fall in love.

See it in person

Schedule a tour

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Straight answers

2133 TENNESSEE STREET FAQs

What would the monthly payment be for 2133 TENNESSEE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,990/mo — principal and interest, the actual property-tax bill, the $45/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2133 TENNESSEE STREET?+

The association fee works out to $45 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2133 TENNESSEE STREET?+

The most recent tax bill on record (2025) was $156. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2133 TENNESSEE STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sumterville?+

At $280,000, this home is listed about 7% below the Sumterville median of $300,990. The market section on this page shows how the area is trending.

Which schools are assigned to 2133 TENNESSEE STREET?+

Lake Panasoffkee Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the SUMTERVILLE 33585 market on paper

$280,000 is 15% below the SUMTERVILLE 33585 median of $329,900, and at $193/sqft it sits under the Sumterville average of $272.

02Time on market is leverage

97 days on market against a Sumterville median of 34 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Lake Panasoffkee Elementary School, South Sumter Middle School — South Sumter Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $299,000, now $280,000 — a $19K cut. The full history is in the market section below.

Listing courtesy of VERAX REALTY LLC · Alexandrea Turner. MLS #OM723884.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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