2086 STARBOARD DRIVE, GENEVA, FL, 32732
Active84 days on marketListed Apr 30, 2026MLS #OM723829
About this home
2086 STARBOARD DRIVE
Rare canal-front opportunity with direct access to the scenic St. Johns River! Nestled in Palm Shadows, this move-in ready waterfront home is ideal for boating enthusiasts, anglers, nature lovers, and anyone seeking a true Old Florida lifestyle. Enjoy your newly repaired private dock with motorized boat lift and keep your boat just steps from your door. Double-pane windows and a large 25-foot screened porch provide comfort and the perfect place to unwind while overlooking the canal. With no HOA and no lease restrictions, you'll enjoy the freedom to use the property as a primary residence, seasonal retreat, weekend getaway, or investment property. Hard-to-find waterfront properties with river access, private docking, and unrestricted ownership opportunities are becoming increasingly rare. Start living the waterfront lifestyle you've been dreaming about.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,400
Sqft
0.35 ac
Lot size
2000
Year built
One
Levels
$328
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,469 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,469/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Geneva actives
$328 vs $358
Days on market
84 vs 69 typical
Where $328/sqft sits among the 21 Geneva actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Geneva
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Geneva. See the full Geneva guide →
GENEVA 32732 — neighborhood snapshot
Population
5,164
Median age
45
Median income
$112,222
Median home value
$466,500
Avg household
2.88
Households w/ children
477
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Geneva market
$465K → $686K
Geneva median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
10 of 21
Geneva actives have cut their price
Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the GENEVA 32732 median. See the full Geneva market guide →
Paper trail
This home's history
Reality check
What actually sold near 2086 STARBOARD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$400,000
2968 W OSCEOLA ROAD
3 bd · 2 ba · 1,118 sqft · $358/sqft · 9 DOM
Sold · Aug ’25$226,000
942 LEMON BLUFF ROAD
2 bd · 1 ba · 1,080 sqft · $209/sqft · 32 DOM
Sold · Feb ’26$275,000
2380 BASS BOULEVARD
4 bd · 2.5 ba · 1,820 sqft · $151/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2086 STARBOARD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2086 STARBOARD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2086 STARBOARD DRIVE FAQs
What would the monthly payment be for 2086 STARBOARD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,469/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2086 STARBOARD DRIVE?+
The most recent tax bill on record (2025) was $4,844. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Geneva?+
At $459,000, this home is listed about 46% below the Geneva median of $849,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2086 STARBOARD DRIVE?+
Geneva Elementary School (elementary), Chiles Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WEST BROWARD REALTY AND PROPERTY MANAGEMENT · Allyson Pagley. MLS #OM723829.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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