3341 SE 45TH STREET, OCALA, FL, 34480
Active96 days on marketListed Apr 28, 2026MLS #OM723600
About this home
3341 SE 45TH STREET
Welcome to one of Ocala's best-kept lifestyle gems, 2.5 beautifully manicured acres paired with a home designed for families who love to gather, celebrate, and enjoy the outdoors. This 4-bedroom, 2.5-bath residence delivers comfort, space, and unforgettable entertaining areas both inside and out. From the moment you step into the kitchen, you'll notice one of the home's most remarkable features: a clear, unobstructed view straight through the living spaces and out across the stunning backyard. Sunlight pours in, the greenery becomes part of the home, and every day feels like you're living in your own private park. The heart of the property is the resort-style cabana, a massive, covered outdoor entertaining space overlooking the sparkling saltwater pool. With multiple seating zones, bar areas, ceiling fans, and a durable metal roof, this setup was built for birthday parties, family cookouts, football Sundays, or simply enjoying peaceful evenings outdoors. It's the kind of backyard where everyone ends up and nobody wants to leave. Inside, the home offers warm finishes including crown molding, updated doors, granite counters, solid wood cabinetry, and an open feel ideal for family living. The oversized primary suite features dual closets and a beautifully updated bath. The additional bedrooms provide great flexibility for kids, guests, work-from-home setups, or multigenerational needs. Outdoor lovers will appreciate the pristine grounds expansive, level, private, and beautifully maintained. Two outbuildings, including a finished 14x20 building with electric and A/C, offer incredible potential for a home office, teen hangout, hobby room, gym, or storage. This property is perfect for buyers who want space, privacy, and a true Florida indoor/outdoor lifestyle, all while staying minutes from shopping, dining, schools, medical facilities, and everything Ocala offers. Homes with this kind of land, layout, and entertaining potential rarely come available don't miss the opportunity to make this one your family's forever gathering place.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,244
Sqft
2.5 ac
Lot size
2
Garage
1979
Year built
One
Levels
$321
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,503 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,503/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+85.9%
$/sqft vs Ocala actives
$321 vs $184
Days on market
96 vs 43 typical
Where $321/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34480 — neighborhood snapshot
Population
23,749
Median age
36.6
Median income
$75,334
Median home value
$248,400
Avg household
2.67
Households w/ children
3,190
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
145 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 148% above the OCALA 34480 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 3341 SE 45TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$100,000
3564 SE 56TH STREET · same community
3 bd · 2 ba · 2,052 sqft · $49/sqft · 19 DOM
Sold · Feb ’26$380,000
2641 SE 45TH STREET · same community
5 bd · 3 ba · 3,056 sqft · $124/sqft · 68 DOM
Sold · May ’26$275,000
3820 SE 33RD AVENUE · same community
3 bd · 2.5 ba · 1,372 sqft · $200/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3341 SE 45TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3341 SE 45TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3341 SE 45TH STREET FAQs
What would the monthly payment be for 3341 SE 45TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,503/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3341 SE 45TH STREET?+
The most recent tax bill on record (2025) was $2,262. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $719,900, this home is listed about 141% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3341 SE 45TH STREET?+
Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$719,900 runs 148% above the OCALA 34480 median — but at 2,244 sqft it's also 30% larger than the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
96 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $750,000, now $719,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY 40 · Donna Knox. MLS #OM723600.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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