4280 SE 26TH TERRACE ROAD, OCALA, FL, 34480
Active23 days on marketListed Jul 10, 2026MLS #O6424202
About this home
4280 SE 26TH TERRACE ROAD
You will love this spacious Mediterranean-style custom built pool home, with an indoor courtyard! It is located in the heart of Ocala in a rural neighborhood just minutes from the world famous equestrian center and ongoing yr.round towne-square events. Recent updates include newer roof(2021) new salt-cell for pool generator, new panel (A/C/heat) control zoned for 4 areas covering entire house including separate fully contained in-law suite. Also built in 2012 Separate double door GARAGE RV/workshop building WITH upstairs. House additionally Includes 1000 gallon underground propane tanks.house generator and full house alarm system. All of this is Located on over 1 semi-secluded rural acre within a mile of town. This one of a kind uniquely built European-style home was well planned out from start to finish. If you're seeking a peaceful and quiet spot near everything look no farther.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,635
Sqft
1.13 ac
Lot size
4
Garage
2001
Year built
One
Levels
$265
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,875 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,875/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.7%
$/sqft vs Ocala actives
$265 vs $184
Days on market
23 vs 43 typical
Where $265/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34480 — neighborhood snapshot
Population
23,749
Median age
36.6
Median income
$75,334
Median home value
$248,400
Avg household
2.67
Households w/ children
3,190
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
147 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 141% above the OCALA 34480 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4280 SE 26TH TERRACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$380,000
2641 SE 45TH STREET · same community
5 bd · 3 ba · 3,056 sqft · $124/sqft · 68 DOM
Sold · Jul ’26$100,000
3564 SE 56TH STREET · same community
3 bd · 2 ba · 2,052 sqft · $49/sqft · 19 DOM
Sold · Oct ’25$475,000
3261 SE 41ST PLACE · same community
5 bd · 3.5 ba · 3,349 sqft · $142/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4280 SE 26TH TERRACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4280 SE 26TH TERRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4280 SE 26TH TERRACE ROAD FAQs
What would the monthly payment be for 4280 SE 26TH TERRACE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,875/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4280 SE 26TH TERRACE ROAD?+
The most recent tax bill on record (2025) was $8,253. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4280 SE 26TH TERRACE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $697,770, this home is listed about 133% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4280 SE 26TH TERRACE ROAD?+
Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6424202.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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