4530 S FLORIDA AVENUE, INVERNESS, FL, 34450
Active101 days on marketListed Apr 21, 2026MLS #OM723212
About this home
4530 S FLORIDA AVENUE
See Realtor Remarks: Commercial and Residential Zoning!! Set on approximately 12 acres in Inverness, this exceptional property offers a rare chance to own a versatile estate that blends residential comfort, income potential, and commercial frontage—all in one prime location just minutes from downtown. Built in 2025, the main residence features 2,253 square feet of thoughtfully designed living space with 4 bedrooms, 2.5 bathrooms, and a 2-car garage with additional garage space for Golf Cart parking. The home delivers the ease of modern construction paired with plenty of space that acreage living provides, making it ideal for those seeking both comfort and functionality. Complementing the home is a substantial 30 x 34 detached steel building with a concrete floor and roll-up doors—perfect for equipment storage, workshop use, or hobby space. The land itself opens the door to countless possibilities, whether for personal enjoyment, business use, or future expansion. Along Florida Avenue, approximately 1.6 acres of valuable commercial frontage adds a significant investment advantage. This section includes a 336-square-foot commercial building, originally used for a BBQ business, complete with a commercial-grade BBQ that conveys with the sale—ready for a new venture or revival of a proven concept. In addition, the property features a two-story block building offering 7368sqft (mol) of usable space with two bathrooms, currently operating as a meeting hall. This structure presents a wide range of opportunities for continued community use, business operations with proper permits, or redevelopment. The remaining acreage is designated low-density residential, creating a balanced mix of privacy, usability, and long-term value. With its proximity to downtown Inverness, access to major roads, and combination of residential and commercial potential, this property stands out as a truly unique offering. Whether you’re looking to live, invest, operate a business, or create a multi-use compound, this property delivers the flexibility to do it all in one location.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,253
Sqft
12 ac
Lot size
3
Garage
1990
Year built
One
Levels
$577
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,408 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,408/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Inverness actives
$577 vs $178
Days on market
101 vs 25 typical
Where $577/sqft sits among the 192 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34450 — neighborhood snapshot
Population
10,408
Median age
59.5
Median income
$48,955
Median home value
$210,200
Avg household
2.04
Households w/ children
604
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$240K → $270K
Inverness median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
93 of 192
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 632% above the INVERNESS 34450 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 4530 S FLORIDA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$212,000
1816 SE 112TH STREET · same community
5 bd · 3 ba · 1,678 sqft · $126/sqft · 9 DOM
Sold · May ’26$607,000
11252 N CITRUS AVENUE · same community
6 bd · 3 ba · 1,452 sqft · $418/sqft · 19 DOM
Sold · Mar ’26$373,500
3367 S OAKDALE TERRACE
3 bd · 2 ba · 2,175 sqft · $172/sqft · 129 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4530 S FLORIDA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4530 S FLORIDA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4530 S FLORIDA AVENUE FAQs
What would the monthly payment be for 4530 S FLORIDA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,408/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4530 S FLORIDA AVENUE?+
The most recent tax bill on record (2025) was $9,019. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $1,299,000, this home is listed about 403% above the Inverness median of $258,450. The market section on this page shows how the area is trending.
Which schools are assigned to 4530 S FLORIDA AVENUE?+
Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,299,000 runs 632% above the INVERNESS 34450 median — but at 2,253 sqft it's also 54% larger than the typical Inverness listing.
02Time on market is leverage
101 days on market against a Inverness median of 25 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $1,499,000, now $1,299,000 — a $200K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM723212.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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