840 N OBRIEN POINT, LECANTO, FL, 34461
Active8 days on marketListed Jul 15, 2026MLS #OM728423
About this home
840 N OBRIEN POINT
Escape to your own paradise on over 4.5 acres of peaceful, quiet countryside! Nearly new and hardly lived in, this immaculate 2022 3-bedroom, 2-bath modular home was used only as a second home and offers the perfect blend of comfort, privacy, and versatility. Step inside to an inviting open floor plan featuring luxury waterproof vinyl flooring, a spacious kitchen with a large center island that's great for casual dining, entertaining, or everyday living. The home also offers a pantry, inside laundry room, and walk-in closets in every bedroom, providing both convenience and ample storage. Enjoy your morning coffee on the custom front deck or relax on the covered back deck while taking in the peaceful views and abundant wildlife. For added peace of mind, approximately three years remain on the transferable home warranty. Need room for hobbies, projects, or a home-based business? The impressive 24' x 25' dream workshop is complete with electricity, making it the perfect space for woodworking, mechanics, crafts, storage, or countless other possibilities. Adding even more value is the adorable 16' x 20' guest house, built in 2021. Complete with electricity, plumbing, heating, and air conditioning, it's great for extended family, a mother-in-law suite, guests, a home office, studio, or potential rental income. With more than 4.5 acres, there's plenty of room for gardens, animals, recreational vehicles, boats, equipment, or future additions. Whether you're dreaming of a mini farm or simply want room to roam, this property offers the freedom and flexibility to create the lifestyle you've always wanted. Although you'll feel miles away from it all, you're just minutes from the heart of Lecanto, with convenient access to major shopping, restaurants, medical facilities, and everyday conveniences. It's the perfect balance of peaceful country living and modern convenience. Whether you're searching for a family retreat, a multi-generational property, or a home with income-producing potential, this exceptional property truly has it all. Don't miss your opportunity to own this one.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,296
Sqft
4.59 ac
Lot size
2
Garage
2022
Year built
One
Levels
$305
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,939 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,939/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lecanto
Get to know Lecanto. See the full Lecanto guide →
LECANTO 34461 — neighborhood snapshot
Population
13,289
Median age
54.8
Median income
$60,795
Median home value
$287,200
Avg household
2.47
Households w/ children
979
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lecanto market
$340K → $325K
Lecanto median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Lecanto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the LECANTO 34461 median. See the full Lecanto market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 840 N OBRIEN POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 840 N OBRIEN POINT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
840 N OBRIEN POINT FAQs
What would the monthly payment be for 840 N OBRIEN POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,939/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 840 N OBRIEN POINT?+
The most recent tax bill on record (2025) was $3,348. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lecanto?+
At $395,000, this home is listed about 6% above the Lecanto median of $373,950. The market section on this page shows how the area is trending.
Which schools are assigned to 840 N OBRIEN POINT?+
Central Ridge Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of TROTTER REALTY · Barbara McKinnell. MLS #OM728423.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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