4512 N TIMBERWOOD POINT, CRYSTAL RIVER, FL, 34428
Active116 days on marketListed Apr 8, 2026MLS #OM722125
About this home
4512 N TIMBERWOOD POINT
Investor special with endless potential in the heart of Crystal River! 4512 N Timberwood Point offers a true blank canvas for your next project. With a brand-new metal roof already in place and solid subflooring throughout, much of the heavy lifting has been done—now it’s ready for your vision and finishing touches. HVAC is roughly 5 years old. Nestled in a beautiful rural setting, this property provides peace, privacy, and that sought-after Old Florida charm, all while being just a short drive from shopping, dining, medical facilities, and the world-famous springs and Gulf access that make Crystal River so desirable. Whether you’re looking to renovate and resell, create a rental, or design your own getaway, this is a rare opportunity to bring your ideas to life in a fantastic location.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,472
Sqft
1.08 ac
Lot size
1987
Year built
One
Levels
$102
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,242 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,242/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.6%
$/sqft vs Crystal River actives
$102 vs $219
Days on market
116 vs 65 typical
Where $102/sqft sits among the 142 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34428 — neighborhood snapshot
Population
9,325
Median age
55.4
Median income
$48,185
Median home value
$236,100
Avg household
2.15
Households w/ children
690
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $235K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
71 of 142
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 4512 N TIMBERWOOD POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$159,000
4638 N ELLEN POINT · same community
2 bd · 2 ba · 728 sqft · $218/sqft · 62 DOM
Sold · Oct ’25$255,000
7345 W ORGANDY LANE
3 bd · 2 ba · 1,475 sqft · $173/sqft · -2 DOM
Sold · Mar ’26$190,000
4801 N MATTOX POINT
3 bd · 2 ba · 1,456 sqft · $130/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4512 N TIMBERWOOD POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4512 N TIMBERWOOD POINT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4512 N TIMBERWOOD POINT FAQs
What would the monthly payment be for 4512 N TIMBERWOOD POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,242/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4512 N TIMBERWOOD POINT?+
The most recent tax bill on record (2025) was $1,603. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $149,900, this home is listed about 54% below the Crystal River median of $322,450. The market section on this page shows how the area is trending.
Which schools are assigned to 4512 N TIMBERWOOD POINT?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · David Beddard. MLS #OM722125.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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