3320 N HOLIDAY DRIVE, CRYSTAL RIVER, FL, 34428
Active24 days on marketListed Jul 9, 2026MLS #W7887459
About this home
3320 N HOLIDAY DRIVE
Completely renovated and move-in ready! Situated on a spacious ½-acre corner lot on a paved road, this beautifully updated 2-bedroom, 1-bath home features a gorgeous new kitchen with soft-close shaker cabinets and quartz countertops, luxury vinyl plank flooring throughout, and a brand-new HVAC system for years of worry-free comfort. New drywall throughout adds to the home’s fresh, modern feel, with every detail thoughtfully updated. Conveniently located just minutes from Crystal River’s shopping, dining, boating, fishing, and the natural beauty of Florida’s Nature Coast, with quick access to the Suncoast Parkway (SR 589) for an easy drive to Tampa and surrounding areas.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
672
Sqft
0.57 ac
Lot size
1982
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,067 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,067/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Crystal River actives
$208 vs $219
Days on market
24 vs 65 typical
Where $208/sqft sits among the 141 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34428 — neighborhood snapshot
Population
9,325
Median age
55.4
Median income
$48,185
Median home value
$236,100
Avg household
2.15
Households w/ children
690
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $235K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
70 of 141
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 3320 N HOLIDAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$120,000
8026 W ROSELLA COURT UNIT 6 · same community
3 bd · 2 ba · 902 sqft · $133/sqft · 25 DOM
Sold · May ’26$119,900
8025 W ROSELLA COURT UNIT 5 · same community
3 bd · 2 ba · 940 sqft · $128/sqft · 250 DOM
Sold · Dec ’25$64,000
7155 W GATOR LANE
2 bd · 1 ba · 672 sqft · $95/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3320 N HOLIDAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3320 N HOLIDAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3320 N HOLIDAY DRIVE FAQs
What would the monthly payment be for 3320 N HOLIDAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,067/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3320 N HOLIDAY DRIVE?+
The most recent tax bill on record (2025) was $256. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $139,900, this home is listed about 57% below the Crystal River median of $322,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3320 N HOLIDAY DRIVE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of A-1 REALTY DESIGN INC. · Jason Hahn. MLS #W7887459.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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