14160 SE 85TH AVENUE, SUMMERFIELD, FL, 34491
Active123 days on marketListed Apr 1, 2026MLS #OM721734
About this home
14160 SE 85TH AVENUE
NEWLY REDUCED PRICE!!!!! A seldom found LOW MAINTENANCE VILLA combines comfort, style and truly effortless living. With exterior upkeep, landscaping, weeding & irrigation system included in the monthly HOA fee, it's designed for those who value their time and want to enjoy a worry-free lifestyle. A great choice for a seasonal home away from home or a full time residence, this property is a stand-out choice. The interior features an open, inviting layout with a well-appointed eat-in kitchen including granite countertops & new cabinets and newer appiances. Great room/dining area is bright and opens to good sized enclosed climate controlled lanai... a perfect extra flex space for relaxation, office/den or workout area. Back yard is private. Home features 2 nice sized bedrooms, 2 bathrooms and an inside laundry room with washer/dryer. The roomy primary bedroom suite features walk-in closet and ensuite bath with a walk-in shower. Waterproof Luxury vinyl plank flooring throughout, and tile in kitchen & foyer..... No carpet in this home. HVAC 2023; Roof 2014 AWARD-WINNING Del Webb Spruce Creek Golf & Country Club is a GATED, 3,250 home, +55 Community with over 70 clubs, 3 pools, 3 spas, a Clubhouse, a Fitness Center, Bocce Ball, Shuffleboard, 12 Pickle ball Courts, 7 Tennis Courts, Sand Volleyball, Water Volleyball, Lake Vista Gazebo, Pavilions, Walking Paths and so much more! Come see this beautiful community with a GORGEOUS Tree Canopy on the Boulevard and the fabuous Liberty Grille Restaurant which offers a grreat menu and musical entertainment. Come, enjoy the four (4) 9-hole Golf Courses today and begin living your BEST LIFE! THIS IS A GREAT OPPORTUNITY IN THIS MARKET TO GRAB A RARELY FOUND VILLA IN DEL WEBB at this price! Just needs cosmetic updates!!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,238
Sqft
0.11 ac
Lot size
1
Garage
1999
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.8%
$/sqft vs Summerfield actives
$182 vs $190
Days on market
123 vs 50 typical
Where $182/sqft sits among the 354 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
172 of 354
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 14160 SE 85TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$205,000
14150 SE 85TH AVENUE
2 bd · 2 ba · 1,238 sqft · $166/sqft · 10 DOM
Sold · Aug ’25$210,000
8670 SE 141ST PLACE
2 bd · 2 ba · 1,238 sqft · $170/sqft · 18 DOM
Sold · Dec ’25$210,000
8617 SE 141ST STREET ROAD
2 bd · 2 ba · 1,238 sqft · $170/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14160 SE 85TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14160 SE 85TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14160 SE 85TH AVENUE FAQs
What would the monthly payment be for 14160 SE 85TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,185/mo — principal and interest, the actual property-tax bill, the $363/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14160 SE 85TH AVENUE?+
The association fee works out to $363 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14160 SE 85TH AVENUE?+
The most recent tax bill on record (2025) was $2,856. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14160 SE 85TH AVENUE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $225,000, this home is listed about 22% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 14160 SE 85TH AVENUE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SUMMERFIELD 34491 market on paper
$225,000 is 18% below the SUMMERFIELD 34491 median of $275,000, and at $182/sqft it sits under the Summerfield average of $204.
02Time on market is leverage
123 days on market against a Summerfield median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $236,000, now $225,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE NGR- SUMMERFIELD · Linda Trahan. MLS #OM721734.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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