9003 SE 118TH LANE, SUMMERFIELD, FL, 34491
Active127 days on marketListed Mar 19, 2026MLS #OM721111
About this home
9003 SE 118TH LANE
PRICE REDUCTION! Exceptional and well-maintained Granville home featuring 2 Bedrooms, 2 Bathrooms, a Library/Den, and an extended 27' garage with a GOLF CART GARAGE. The Foyer, Bathrooms, Kitchen, Laundry Room, and Back Hall are finished in ceramic tile, while the Family Room, Dining Room, and Primary Bedroom feature brand new luxury vinyl plank (LVP) flooring. The Library/Den has engineered hardwood flooring and French doors. Fresh interior paint and crown molding throughout add elegance to the living spaces. Additional updates include: New Roof (2024) New HVAC (2021) New Water Heater (2019) Spacious indoor Laundry Room. Re-piping Completed Solar Blanket Barrier (Attic) Whole-House Surge Protector 50 AMP Generator Control with Interlock, solid surface vanity tops, New Sprinkler heads, New Smoke Detectors, New Ceiling Fans. Enclosed 40' x 10' Lanai, concrete curbing, flagpole, and landscaped backyard Move-in ready with modern systems, elegant finishes, and thoughtful upgrades throughout. AWARD-WINNING Del Webb Spruce Creek Golf & Country Club is a GATED, 3,250 home, +55 Community with over 70 clubs, 3 pools, 3 spas, a Clubhouse, a Fitness Center, Bocce Ball, Shuffleboard, 12 Pickle ball Courts, 7 Tennis Courts, Sand Volleyball, Water Volleyball, Lake Vista Gazebo, Pavilions, Walking Paths and so much more! Come see this beautiful community with a GORGEOUS Tree Canopy on the Boulevard and its Restaurant, Liberty Grille. Come, enjoy the four (4) 9-hole Golf Courses today and begin living your BEST LIFE! DON'T WAIT TO SEE THIS BEAUTIFUL HOME
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,850
Sqft
0.17 ac
Lot size
2
Garage
2005
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,889 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,889/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.7%
$/sqft vs SPRUCE CREEK GC
$181 vs $190
Days on market
127 vs 50 typical
Where $181/sqft sits among the 49 homes for sale in SPRUCE CREEK GC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
24 of 49
SPRUCE CREEK GC have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 9003 SE 118TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$305,000
13835 SE 85TH CIRCLE · same community
2 bd · 2 ba · 1,822 sqft · $167/sqft · 55 DOM
Sold · Jan ’26$328,500
8642 SE 132ND STREET · same community
3 bd · 2 ba · 1,720 sqft · $191/sqft · 38 DOM
Sold · Jun ’26$335,000
9037 SE 136TH LOOP · same community
3 bd · 2 ba · 2,025 sqft · $165/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9003 SE 118TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9003 SE 118TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9003 SE 118TH LANE FAQs
What would the monthly payment be for 9003 SE 118TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,889/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9003 SE 118TH LANE?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9003 SE 118TH LANE?+
The most recent tax bill on record (2025) was $4,747. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9003 SE 118TH LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $334,900, this home is listed about 16% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9003 SE 118TH LANE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$334,900 runs 22% above the SUMMERFIELD 34491 median — but at 1,850 sqft it's also 16% larger than the typical Summerfield listing.
02Time on market is leverage
127 days on market against a Summerfield median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $349,900, now $334,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE NGR- SUMMERFIELD · Virgil Kapp. MLS #OM721111.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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