1400 SE 5TH AVENUE, CRYSTAL RIVER, FL, 34429
Active148 days on marketListed Mar 4, 2026MLS #OM720067
About this home
1400 SE 5TH AVENUE
See Realtor Remarks: BRAND NEW SEAWALL!! Experience the tranquility of waterfront living in Florida's paradise, Crystal River. As you've heard, LOCATION, LOCATION, LOCATION, 1800 ft. from the crystal clear Three Sisters Springs, this stunning 3/2 house is ready for you to call home. This home has been tastefully updated from every corner to the next in 2019 including new tile & paint throughout, gorgeous kitchen with granite countertops, cabinetry w/ soft close, and all new appliances. Both the guest and master bathroom have also been beautifully remodeled. Along with all of that this home brings some more peace of mind with brand new hurricane grade windows and sliders w/ a transferable warranty, new interiors & front door, HVAC, and tankless hot water heater, along with a 225 AMP panel. Now for the true paradise, step through the sliders into your 320 sq. ft. sunroom for your cup of coffee or out onto the freshly sodded grass for a game of corn hole. This low maintenance backyard is ready for endless memories, offering storage for your kayaks, and concrete slab waiting for your outdoor cooking appliances and best of all: the floating dock which allows you to launch your kayak, dock your boat, or step in for a swim. If you imagine taking your golf cart for an early lunch at one of the many close-by restaurants and heading back to jump off the dock then onto the kayak/boat and head over to Three Sisters, Hunters Springs, Kings Bay, or out the gulf to enjoy some sunshine, then come fall in love today! One or more photo(s) has been virtually staged.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,593
Sqft
0.17 ac
Lot size
1
Garage
1977
Year built
One
Levels
$345
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,271 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,271/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+54.7%
$/sqft vs Crystal River actives
$345 vs $219
Days on market
148 vs 65 typical
Where $345/sqft sits among the 142 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $235K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
73 of 142
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 116% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 1400 SE 5TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$290,000
841 N PALM SPRINGS TERRACE
3 bd · 2.5 ba · 1,594 sqft · $182/sqft · 167 DOM
Sold · May ’26$220,000
1103 SE 3RD STREET
3 bd · 2 ba · 1,596 sqft · $138/sqft · 154 DOM
Sold · Aug ’25$303,000
868 & 882 N GARDENVIEW TERRACE
3 bd · 2 ba · 1,564 sqft · $194/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1400 SE 5TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1400 SE 5TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1400 SE 5TH AVENUE FAQs
What would the monthly payment be for 1400 SE 5TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,271/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1400 SE 5TH AVENUE?+
The most recent tax bill on record (2025) was $7,557. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $550,000, this home is listed about 71% above the Crystal River median of $322,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1400 SE 5TH AVENUE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$550,000 runs 116% above the CRYSTAL RIVER 34429 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
148 days on market against a Crystal River median of 65 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $620,000, now $550,000 — a $70K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM720067.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Crystal River homes, in your inbox
Like 1400 SE 5TH AVENUE but not quite? A daily digest of every new listing in Crystal River — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →