1004 SE 5TH AVENUE, CRYSTAL RIVER, FL, 34429
Active251 days on marketListed Nov 19, 2025MLS #OM713840
About this home
1004 SE 5TH AVENUE
* 3 Bedroom, 2.5 bath, 2 car garage Crystal River Waterfront Home * Just a short boat or kayak trip to Three Sisters Springs, Crystal River and Kings Bay * Minutes to Downtown Crystal River * Fully remodeled * Beautiful! * Tile floors through out * Stunning Master suite with king bed and huge walk in closet * Master bath with dual sinks, walk in shower and very large soaker tub * Kitchen with top of the line appliances open to the Great Room * Separate dining room * Second Bedroom has queen bed * Third Bedroom is currently set up as an office * Back porch is screened and has two sitting areas overlooking the waterfront * Dock and boat house access * Back deck perfect for watching the sunset and entertaining * An absolute must see! * Minimum of a 3 month lease. * $3500 a month includes all utilities with caps on electric and water/sewer *
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,114
Sqft
0.27 ac
Lot size
2
Garage
1975
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Crystal River actives
$2 vs $215
Days on market
251 vs 65 typical
Where $2/sqft sits among the 143 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $235K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
75 of 143
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 1004 SE 5TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$290,000
870 N COUNTRY CLUB DRIVE
3 bd · 2 ba · 2,096 sqft · $138/sqft · 77 DOM
Sold · Aug ’25$610,000
440 MILLER CREEK ROAD
3 bd · 3.5 ba · 2,066 sqft · $295/sqft · 121 DOM
Sold · May ’26$535,000
1203 SE KINGS BAY DRIVE
4 bd · 3 ba · 2,164 sqft · $247/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1004 SE 5TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1004 SE 5TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1004 SE 5TH AVENUE FAQs
What would the monthly payment be for 1004 SE 5TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1004 SE 5TH AVENUE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal River?+
At $3,500, this home is listed about 99% below the Crystal River median of $322,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1004 SE 5TH AVENUE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CRYSTAL RIVER 34429 market on paper
$3,500 is 99% below the CRYSTAL RIVER 34429 median of $259,900, and at $2/sqft it sits under the Crystal River average of $259.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
251 days on market against a Crystal River median of 65 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER INVESTORS REAL · Jen Tessmer. MLS #OM713840.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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