13837 SE 201ST TERRACE, HAWTHORNE, FL, 32640
Active164 days on marketListed Feb 20, 2026MLS #OM719283
About this home
13837 SE 201ST TERRACE
LAKE VIEW! Directly across the street and in full view of Beautiful Lake Lochloosa! This one acre+ property is situated on a paved street lined with very nice homes and abundant wildlife, including deer and turkey. Just miles from Ocala and Gainesville, the commute is an easy drive on serein roads. This is a beautiful buildable piece of property that is symmetrical and has a engineered drainage canal around three sides of the property making the possibility of flooding less than a concern.
Facts & features
The home at a glance
1.09 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$488 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$488/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hawthorne
Get to know Hawthorne. See the full Hawthorne guide →
HAWTHORNE 32640 — neighborhood snapshot
Population
10,780
Median age
46.2
Median income
$58,727
Median home value
$153,600
Avg household
2.51
Households w/ children
1,120
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hawthorne market
$220K → $350K
Hawthorne median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% below the HAWTHORNE 32640 median. See the full Hawthorne market guide →
Paper trail
This home's history
Reality check
What actually sold near 13837 SE 201ST TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$185,000
14113 SE 201ST TERRACE · same community
4 bd · 3 ba · 2,000 sqft · $93/sqft · 14 DOM
Sold · Dec ’25$537,000
14308 SE 201ST TERRACE · same community
4 bd · 3 ba · 2,308 sqft · $233/sqft · 34 DOM
Sold · Apr ’26$325,000
14102 SE 201ST TERRACE · same community
5 bd · 3 ba · 3,670 sqft · $89/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13837 SE 201ST TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13837 SE 201ST TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13837 SE 201ST TERRACE FAQs
What would the monthly payment be for 13837 SE 201ST TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $488/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13837 SE 201ST TERRACE?+
The most recent tax bill on record (2025) was $602. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hawthorne?+
At $43,900, this home is listed about 84% below the Hawthorne median of $267,450. The market section on this page shows how the area is trending.
Which schools are assigned to 13837 SE 201ST TERRACE?+
Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HAWTHORNE 32640 market on paper
$43,900 is 48% below the HAWTHORNE 32640 median of $85,000.
02Time on market is leverage
164 days on market against a Hawthorne median of 62 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $49,000, now $43,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · David Lineberger. MLS #OM719283.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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