David Ramirez
$1,795,000$1,850,0004 bd3 ba3,022 sqft$594 /sqft$11,052 /mo all-in ↓

14014 SE 201ST TERRACE, HAWTHORNE, FL, 32640

Active51 days on marketListed Jun 12, 2026MLS #GC540516

Reduced $55KWaterfrontSingle Family ResidenceLAKE LOCHLOOSE SHORES

About this home

14014 SE 201ST TERRACE

Virtually Staged. Words and pictures simply do not do this property justice — this is a home you truly must experience in person. Welcome to your private lakefront paradise in the highly sought-after Lake Lochloosa Shores community. *** Home comes with an amazing Pontoon Boat*** Private BOAT RAMP & Dock as well!! * Perfectly positioned on one of the largest and most beautifully maintained lots in the neighborhood, this extraordinary custom-built estate offers the ultimate blend of luxury, serenity, and outdoor living. Located in one of North Florida’s most beloved lake communities, residents enjoy fishing, boating, kayaking, and breathtaking sunset views year-round. Offering over 3,000 square feet of thoughtfully designed living space, this one-of-a-kind property was crafted for those who appreciate exceptional quality, privacy, and resort-style living. Step through the screened front entry and elegant double doors into a stunning interior featuring soaring 16-foot vaulted ceilings, expansive living spaces filled with natural light, and a dramatic floor-to-ceiling stone fireplace with a gas starter. The thoughtfully designed floor plan includes 3 spacious bedrooms, 3 full bathrooms, a dedicated office, and 10-foot ceilings throughout. Icynene spray foam insulation — including interior walls — provides outstanding energy efficiency and sound reduction. At the heart of the home is a spacious chef’s kitchen featuring beautiful quartz countertops, perfect for both everyday living and entertaining. The private office showcases solid cherry wood cabinetry paired with Corian countertops, 18-inch tile flooring, and a decorative medallion detail. The well-appointed laundry room also features Corian countertops and abundant storage space. Additional upgrades include a newer 5-ton high-efficiency A/C system. Step outside and discover an entertainer’s dream. The impressive 22' x 65' screened lanai creates the perfect outdoor living experience with custom tile work, ceiling fans, ambient lighting, and a relaxing hot tub. Boating enthusiasts will appreciate the private concrete boat ramp, a 100-foot dock complete with electricity and lighting, and an oversized 20' x 40' drive-through boat garage. The property continues to impress with a 20' x 40' workshop, RV hookup, custom screened tiki bar featuring Corian countertops, built-in cabinetry, and sink, along with a massive 43.6' x 45' carport. The climate-controlled 2-car garage includes 11-foot ceilings, commercial insulated garage doors, screen sliders, and commercial-grade automatic openers. The grounds are nothing short of spectacular, highlighted by a beautifully landscaped waterfall with accent lighting, decorative lighting throughout the property, illuminated driveway columns, and an 11-zone irrigation system that keeps the grounds pristine year-round. Additional features designed for comfort and peace of mind include a whole-house 26KW generator, extensive security system, custom gated entrance, dual water systems with softener, and fully fenced and cross-fenced grounds. Whether you’re searching for a luxury lakefront retreat, the ultimate entertainer’s paradise, or a peaceful waterfront escape with every modern convenience, this exceptional estate truly delivers it all. Conveniently located within easy driving distance to Gainesville, Ocala, and University of Florida, you’ll enjoy the perfect balance of private lake living and accessibility. Schedule your VIP tour today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,022

Sqft

2.05 ac

Lot size

2

Garage

2004

Year built

One

Levels

$594

Per sqft

WaterfrontFireplaceWater view

Inside

FlooringOther · Tile
AppliancesDishwasher · Dryer · Microwave · Range Hood · Refrigerator · Trash Compactor · Washer · Water Filtration System · Water Purifier · Water Softener
InteriorCrown Molding · High Ceilings · Primary Bedroom Main Floor · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric

Outside & construction

RoofOther
ConstructionConcrete · Stucco
FoundationSlab
ViewWater
FacesEast
ExteriorLighting · Other · Outdoor Kitchen · Private Entrance · RV Hookup

Community & fees

Taxes (2025)$6,403/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Water Connected
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$11,052 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,686
PMI (est., until 20% equity)$673
Property tax — 2025 actual bill$534
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $179,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $179,500
Interest rate6.00%
Loan term

Estimated payment

$11,052/mo

Principal & interest$9,686
PMI (est., until 20% equity)$673
Property taxes (actual bill)$534
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Hawthorne actives

$594 vs $179

Days on market

51 vs 46 typical

Where $594/sqft sits among the 59 Hawthorne actives

28
22
7
0
2
0 · this home
$89–173$173–258$258–342$342–426$426–510$510+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hawthorne

Map of 14014 SE 201ST TERRACE

Get to know Hawthorne. See the full Hawthorne guide →

HAWTHORNE 32640 — neighborhood snapshot

Population

10,780

Median age

46.2

Median income

$58,727

Median home value

$153,600

Avg household

2.51

Households w/ children

1,120

For the school run

Putnam County School District

ElementaryOchwilla Elementary School★★★★
HighInterlachen Junior-Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hawthorne market

Seller’s marketLeans buyer9.7 months of inventoryBuyer’s market

$225K$365K

Hawthorne median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

30 of 59

Hawthorne actives have cut their price

Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2013% above the HAWTHORNE 32640 median. See the full Hawthorne market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,795,000 $55K
Jun 12, 2026Listed at $1,850,000 · 51 days on market since
2004Built · LAKE LOCHLOOSE SHORES

Reality check

What actually sold near 14014 SE 201ST TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14102 SE 201ST TERRACESold · Apr ’26

$325,000

14102 SE 201ST TERRACE · same community

5 bd · 3 ba · 3,670 sqft · $89/sqft · 44 DOM

14308 SE 201ST TERRACESold · Dec ’25

$537,000

14308 SE 201ST TERRACE · same community

4 bd · 3 ba · 2,308 sqft · $233/sqft · 34 DOM

14113 SE 201ST TERRACESold · Jun ’26

$185,000

14113 SE 201ST TERRACE · same community

4 bd · 3 ba · 2,000 sqft · $93/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14014 SE 201ST TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14014 SE 201ST TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

14014 SE 201ST TERRACE FAQs

What would the monthly payment be for 14014 SE 201ST TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,052/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14014 SE 201ST TERRACE?+

The most recent tax bill on record (2025) was $6,403. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hawthorne?+

At $1,795,000, this home is listed about 581% above the Hawthorne median of $263,450. The market section on this page shows how the area is trending.

Which schools are assigned to 14014 SE 201ST TERRACE?+

Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,795,000 runs 2013% above the HAWTHORNE 32640 median — but at 3,022 sqft it's also nearly twice the size of the typical Hawthorne listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $1,850,000, now $1,795,000 — a $55K cut. The full history is in the market section below.

Listing courtesy of BOSSHARDT REALTY SERVICES LLC · Dustin Sims. MLS #GC540516.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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