20707 PARK AVENUE, DUNNELLON, FL, 34431
Active171 days on marketListed Feb 12, 2026MLS #OM718682
About this home
20707 PARK AVENUE
MOTIVATED SELLER! HISTORIC HOME ZONED RESIDENTIAL BUSINESS IN DOWNTOWN DUNNELLON! This isn’t just any property — it’s a place where stories have been written, businesses have grown, and relationships have flourished. Now, it’s ready for someone new to step in and create the next chapter. Whether you envision restoring it as a charming residence, reopening it as a salon, transforming it into a boutique office, or launching a new small business venture, this historic downtown gem offers the character, location, and flexibility to bring your vision to life. MAJOR IMPROVEMENTS INCLUDE ALL NEW PLUMBING, ELECTRICAL, AND INSULATION in 2004, ROOF REPLACEMENT IN 2018, and a NEW HVAC SYSTEM installed in 2021. Over the years, the owner has added LVP flooring, freshly painted interior spaces, and upgraded select bathroom features — while preserving one truly special detail: the original 1927 clawfoot tub, full of vintage charm. Additional highlights include a cozy wood-burning fireplace, currently outfitted with an electric insert for effortless ambiance and convenience. One of the most valuable features? AMPLE PARKING is a rare and highly sought-after asset in downtown Dunnellon, and this home has more than enough space for you and your clients to park. The large barn out back adds even more versatility, offering exceptional storage, workspace potential, or room for expansion within city limits. This well-loved building has served the community for many years as a successful salon, and its flexibility makes it ideal for both residential and commercial possibilities. Located in Downtown Dunnellon’s historic district, you’re part of a community rich in heritage and hometown pride. The downtown area is known for its small-town, artsy vibe and beloved annual events like the Boomtown Days, celebrating the town’s phosphate mining roots and close-knit spirit. Dunnellon’s claim to fame — the crystal-clear Rainbow River — is just minutes away, along with easy access to Crystal River, Cedar Key, Ocala, and Inverness. And while you enjoy the charm of small-town living, you’re still approximately less than 1 hour from Gainesville and 1.5 hours from the Tampa/St. Pete airports, theme parks, and some of Florida’s most beautiful Gulf beaches — giving you the perfect balance of history, convenience, and accessibility.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,798
Sqft
0.34 ac
Lot size
1927
Year built
One
Levels
$139
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,914 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,914/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.2%
$/sqft vs Dunnellon actives
$139 vs $186
Days on market
171 vs 43 typical
Where $139/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
174 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 558% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 20707 PARK AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$322,500
9450 SW 208TH CIRCLE · same community
3 bd · 2 ba · 1,602 sqft · $201/sqft · 3 DOM
Sold · Dec ’25$700,000
19620 FOX TRAIL
3 bd · 2 ba · 1,824 sqft · $384/sqft · 139 DOM
Sold · Jun ’26$277,990
11893 N MONICA DRIVE
4 bd · 2 ba · 1,828 sqft · $152/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20707 PARK AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20707 PARK AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20707 PARK AVENUE FAQs
What would the monthly payment be for 20707 PARK AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,914/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20707 PARK AVENUE?+
The most recent tax bill on record (2025) was $2,066. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $249,900, this home is listed about 17% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$249,900 runs 558% above the DUNNELLON 34431 median.
02Time on market is leverage
171 days on market against a Dunnellon median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $289,900, now $249,900 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Julie Beck. MLS #OM718682.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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