David Ramirez
$1,200,000$1,265,0004 bd4 ba4,341 sqft$276 /sqft$8,097 /mo all-in ↓

9865 SW 74TH AVENUE, OCALA, FL, 34476

Active182 days on marketListed Feb 1, 2026MLS #OM717866

Reduced $65KFarmCOUNTRYSIDE FARMS

About this home

9865 SW 74TH AVENUE

Completely remodeled with exceptional attention to detail, this private estate in gated Countryside Farms blends modern luxury with equestrian charm. The main residence showcases high-end finishes throughout, including all-new flooring, designer tile, custom cabinetry, premium fixtures, impact-style windows and doors, and a stunning chef’s kitchen outfitted with top-tier Italian and European appliances. Thoughtful upgrades include a new roof, 2 new HVAC units in the house, tankless water heaters, whole-house generator, soft water system, and an updated electrical panel—delivering comfort, efficiency, and peace of mind. The layout offers three full bedroom suites plus an additional bath, enhanced by features such as a dog shower, insulated garage with new mini-split A/C, and elegant Therma-Tru double entry doors. A beautifully appointed guest house provides a mini kitchen, full bath, closet, and its own new mini-split system—ideal for guests or extended stays. Outdoors, enjoy new entry gates, a fire pit, irrigation, a two-stall center aisle barn with over sized 14 x 14 stalls , and exceptional privacy with dual gated access. Located in an equine-friendly community just 15 minutes from the World Equestrian Center, with no lease restrictions, newly paved roads, and close proximity to shopping, dining, hospitals, and city amenities—this is refined country living at its best.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

4,341

Sqft

5.04 ac

Lot size

2

Garage

1988

Year built

One

Levels

$276

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Freezer · Ice Maker · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Filtration System · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Brick
FoundationSlab
FacesNorth
ParkingGarage Door Opener · Garage Faces Side · Ground Level
ExteriorFire Pit · Irrigation System · Lighting · Private Entrance · Private Mailbox · Private Yard · Rain Gutters

Community & fees

HOA fee$83/mo
Taxes (2025)$11,151/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Horses Allowed

Utilities & systems

UtilitiesElectricity Connected · Underground Utilities · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,097 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2025 actual bill$929
HOA fee — from the listing$83
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$8,097/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$929
HOA / condo fee$83
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ocala actives

$276 vs $184

Days on market

182 vs 43 typical

Where $276/sqft sits among the 400 Ocala actives

135
162
57
14 · this home
6
26
$127–170$170–212$212–255$255–298$298–341$341+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 9865 SW 74TH AVENUE

Get to know Ocala. See the full Ocala guide →

OCALA 34476 — neighborhood snapshot

Population

26,397

Median age

56.1

Median income

$65,429

Median home value

$260,300

Avg household

2.21

Households w/ children

2,252

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

146 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 314% above the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,200,000 $65K
Feb 1, 2026Listed at $1,265,000 · 182 days on market since
1988Built · COUNTRYSIDE FARMS

Reality check

What actually sold near 9865 SW 74TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9525 SW 72ND COURTSold · Jun ’26

$825,000

9525 SW 72ND COURT · same community

4 bd · 2.5 ba · 3,008 sqft · $274/sqft · 19 DOM

7509 SW 93RD STREET ROADSold · Jul ’26

$999,000

7509 SW 93RD STREET ROAD · same community

3 bd · 2.5 ba · 2,621 sqft · $381/sqft · 165 DOM

10622 SW 71ST CIRCLESold · Jan ’26

$425,000

10622 SW 71ST CIRCLE

3 bd · 2.5 ba · 2,951 sqft · $144/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9865 SW 74TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9865 SW 74TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9865 SW 74TH AVENUE FAQs

What would the monthly payment be for 9865 SW 74TH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,097/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9865 SW 74TH AVENUE?+

The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9865 SW 74TH AVENUE?+

The most recent tax bill on record (2025) was $11,151. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9865 SW 74TH AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $1,200,000, this home is listed about 301% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9865 SW 74TH AVENUE?+

Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,200,000 runs 314% above the OCALA 34476 median — but at 4,341 sqft it's also nearly 3 times the size of the typical Ocala listing.

02Time on market is leverage

182 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $1,265,000, now $1,200,000 — a $65K cut. The full history is in the market section below.

Listing courtesy of OCALA HORSE PROPERTIES, LLC · Amy Atkins. MLS #OM717866.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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