David Ramirez
$699,999$790,0003 bd2.5 ba2,190 sqft$320 /sqft$4,605 /mo all-in ↓

9812 SW 74TH AVENUE, OCALA, FL, 34476

Active272 days on marketListed Nov 3, 2025MLS #OM712778

Reduced $90KSingle Family ResidenceCOUNTRYSIDE FARMS

About this home

9812 SW 74TH AVENUE

Beautiful COUNTRYSIDE FARMS OF OCALA, a wonderful Equine Community, just off Hwy 200. This mini-farm of 3.41 acres, fenced, featuring a brick house of 2,190 sq ft and a detached 2 cars garage/workshop. Just 20 minutes from WEC-World Equestrian Center and 20 minutes to Historic Downtown Ocala, this location is privileged. As you get to the property you'll appreciate the circular driveway, the front lawn, the garden and the very convenient drive thru front porch. The house is kept in an excellent condition: custom working wood burning fireplace with built in bookcases, ceramic tiles thru out living spaces and carpet only in the 3 bedrooms, crown molding and great finishes, all new LED lighting, screened Florida room/rear porch with hurricane shutters, a pergola and 2 cars garage. Roof May 2011, Carrier A/C-heat pump August 2021, Electric Water Heater 2024, Washer & Dryer 2021, Dishwasher 2021.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,190

Sqft

3.41 ac

Lot size

2

Garage

1982

Year built

One

Levels

$320

Per sqft

FireplaceGarden viewNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile · Epoxy
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Other · Primary Bedroom Main Floor · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric · Heat Pump
FurnishedNegotiable

Outside & construction

RoofOther · Shingle
ConstructionBlock · Brick · Concrete · Other · Stucco
FoundationBlock · Concrete Perimeter · Other
ViewGarden
FacesEast
ParkingCircular Driveway · Converted Garage · Covered · Curb Parking · Driveway · Garage Door Opener · Garage Faces Side · Guest · None · Off Street · Open · Other
ExteriorCourtyard · French Doors · Garden · Irrigation System · Lighting · Other · Rain Gutters

Community & fees

HOA fee$83/mo
Taxes (2024)$3,873/yr
PetsCats OK, Dogs OK, Yes
CommunityGated Community - No Guard · Horses Allowed · Special Community Restrictions

Utilities & systems

UtilitiesCable Available · Other
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,605 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property tax — 2024 actual bill$323
HOA fee — from the listing$83
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $70,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $70,000
Interest rate6.00%
Loan term

Estimated payment

$4,605/mo

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property taxes (actual bill)$323
HOA / condo fee$83
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $700K
$293KedgeAI estimate $388,702 · range $305K$671K$728K

vs edgeAI estimate

+80.1%

$/sqft vs Ocala actives

$320 vs $184

Days on market

272 vs 43 typical

Where $320/sqft sits among the 400 Ocala actives

134
163
56
15
6 · this home
26
$127–170$170–212$212–255$255–298$298–341$341+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 9812 SW 74TH AVENUE

Get to know Ocala. See the full Ocala guide →

OCALA 34476 — neighborhood snapshot

Population

26,397

Median age

56.1

Median income

$65,429

Median home value

$260,300

Avg household

2.21

Households w/ children

2,252

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

147 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 142% above the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $699,999 $90K
Nov 3, 2025Listed at $790,000 · 272 days on market since
1982Built · COUNTRYSIDE FARMS

Reality check

What actually sold near 9812 SW 74TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7509 SW 93RD STREET ROADSold · Jul ’26

$999,000

7509 SW 93RD STREET ROAD · same community

3 bd · 2.5 ba · 2,621 sqft · $381/sqft · 165 DOM

9525 SW 72ND COURTSold · Jun ’26

$825,000

9525 SW 72ND COURT · same community

4 bd · 2.5 ba · 3,008 sqft · $274/sqft · 19 DOM

11031 SW 69TH CIRSold · Oct ’25

$265,000

11031 SW 69TH CIR

3 bd · 2 ba · 2,237 sqft · $118/sqft · 77 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9812 SW 74TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9812 SW 74TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9812 SW 74TH AVENUE FAQs

What would the monthly payment be for 9812 SW 74TH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,605/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9812 SW 74TH AVENUE?+

The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9812 SW 74TH AVENUE?+

The most recent tax bill on record (2024) was $3,873. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9812 SW 74TH AVENUE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $699,999, this home is listed about 134% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9812 SW 74TH AVENUE?+

Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$699,999 runs 142% above the OCALA 34476 median — but at 2,190 sqft it's also 27% larger than the typical Ocala listing.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

272 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $790,000, now $699,999 — a $90K cut. The full history is in the market section below.

Listing courtesy of PROFESSIONAL REALTY OF OCALA · Maria Domizioli. MLS #OM712778.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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