David Ramirez
$313,3002 bd2 ba1,696 sqft$185 /sqft$3,152 /mo all-in ↓

6612 SW 91ST CIRCLE, OCALA, FL, 34481

Active182 days on marketListed Jan 28, 2026MLS #OM717655

VillaSTONE CREEK

About this home

6612 SW 91ST CIRCLE

Your home search ends with this maintenance-free Alexander model villa designed to bring you the effortless lifestyle you have been waiting for. This beautiful villa is located within Stone Creek, a premier 55+ gated golf course community known for its resort-style amenities and lively, welcoming atmosphere. With landscaping, exterior painting, roof maintenance, and irrigation all included in your HOA fees, you can embrace a truly carefree way of living and spend your days enjoying the fun, connection, and relaxation this community is known for. A welcoming foyer leads into a beautifully designed living area with a neutral color palette, high ceilings with decorative crown molding, Plantation shutters, and updated luxury vinyl plank flooring throughout. The gathering room features two sets of glass sliders that open to a spacious enclosed Florida room and an extended birdcage patio overlooking lush landscaping. This inviting and expansive outdoor living space is ideal for relaxing or hosting gatherings with family and friends. The chef’s kitchen is ideal for everyday convenience and entertaining. It includes stainless steel appliances, staggered height raised panel cabinetry, sleek granite countertops, recessed LED lighting, and a pantry that keeps everything within easy reach. The owner’s suite provides a quiet retreat with a generous walk-in closet and an en suite bath that features a large step-in shower with detailed glass tile inlay and a granite-topped double sink vanity. Additional comforts include an inside laundry room with a laundry tub and folding station, a bonus room with twin Muphy beds, along with a two-car garage that includes a privacy screen. These thoughtful features make daily living simple and enjoyable while the home’s blend of comfort, convenience, and community creates an ideal setting for your next chapter. And when you are ready to enjoy everything the community has to offer, Stone Creek provides an unparalleled lifestyle with a 24/7 staffed gated entrance that ensures security and peace of mind. Residents enjoy heated pools, a cutting-edge fitness center, a spa, hot tubs, and saunas, along with pickleball, bocce, tennis, and a softball field for those who love to stay active. A dedicated lifestyle staff curates entertainment, activities, and special events that make it easy to connect with neighbors and build lasting friendships. Just beyond the gates, you will find a beautifully maintained golf course, a pro shop, and an on-site restaurant that create even more opportunities for relaxation and socializing. Make your move today and embrace the best of resort-style living.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,696

Sqft

0.16 ac

Lot size

2

Garage

2012

Year built

One

Levels

$185

Per sqft

55+ communityPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$733/mo
Taxes (2025)$3,316/yr
PetsYes
CommunityDock · Fishing · Lake · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Park · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,152 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,844
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$276
HOA fee — from the listing$733
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,966Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,966
Interest rate6.00%
Loan term

Estimated payment

$3,152/mo

Principal & interest$1,844
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$276
HOA / condo fee$733
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $313K
$229KedgeAI estimate $257,826 · range $238K$288K$326K

vs edgeAI estimate

+21.5%

$/sqft vs STONE CREEK

$185 vs $205

Days on market

182 vs 43 typical

Where $185/sqft sits among the 39 homes for sale in STONE CREEK

7
9 · this home
10
5
6
2
$162–179$179–197$197–215$215–233$233–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 6612 SW 91ST CIRCLE

Get to know Ocala. See the full Ocala guide →

OCALA 34481 — neighborhood snapshot

Population

25,668

Median age

68.5

Median income

$54,639

Median home value

$213,000

Avg household

1.9

Households w/ children

978

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
HighWest Port High School★★★★★
ElementaryMarion Oaks Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

21 of 39

STONE CREEK have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% above the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

Jan 28, 2026Listed at $313,300 · 182 days on market since
2012Built · STONE CREEK

Reality check

What actually sold near 6612 SW 91ST CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9582 SW 70TH LOOPSold · Mar ’26

$199,531

9582 SW 70TH LOOP · same community

2 bd · 2 ba · 1,696 sqft · $118/sqft · 163 DOM

9350 SW 54TH STREETSold · Feb ’26

$325,000

9350 SW 54TH STREET · same community

3 bd · 2 ba · 1,695 sqft · $192/sqft · 90 DOM

8491 SW 52ND LANE ROADSold · Jun ’26

$325,000

8491 SW 52ND LANE ROAD · same community

3 bd · 2 ba · 1,697 sqft · $192/sqft · 416 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6612 SW 91ST CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6612 SW 91ST CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6612 SW 91ST CIRCLE FAQs

What would the monthly payment be for 6612 SW 91ST CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,152/mo — principal and interest, the actual property-tax bill, the $733/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6612 SW 91ST CIRCLE?+

The association fee works out to $733 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6612 SW 91ST CIRCLE?+

The most recent tax bill on record (2025) was $3,316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6612 SW 91ST CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $313,300, this home is listed about 5% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6612 SW 91ST CIRCLE?+

Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$313,300 runs 36% above the OCALA 34481 median.

02Know the monthly fee

The association fee is $733/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

182 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

Listing courtesy of REAL BROKER LLC - OCALA · Anthony Alfarone. MLS #OM717655.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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