7639 SW 94TH CIRCLE, OCALA, FL, 34481
Active204 days on marketListed Jan 6, 2026MLS #OM716086
About this home
7639 SW 94TH CIRCLE
Virtually Staged. Discover this Taft Street,1432 sq ft, Garden Home, nestled in the premier gated 55+ community of Del Webb Stone Creek. In this outstanding, 2/2 with flex room home, you will step through a beautiful glass entry door into an inviting, open floor plan, where engineered hardwood floors, large baseboards, and modern lighting set the stage for comfort and elegance. The gourmet kitchen, a true chef’s delight, features premium granite countertops, a custom tile backsplash, Whirlpool stainless steel appliances, and a central island that makes entertaining a pleasure. Retreat to your private outdoor oasis, complete with extended paver patio and screened birdcage—the perfect backdrop for morning coffee or sunset barbecues. Bedrooms feature enhanced closets, and the adaptable flex room serves perfectly as an office, hobby space, or private getaway. Sophisticated Crown molding and elegant treatments above and below every window create a refined ambiance. The Dream garage is ready for your next project, boasting an extended 2-car garage with finished floors, roll-up garage screen door, a built-in workbench, custom cabinets, and tool racks. Other hidden gems include: recent interior and exterior paint, paver driveway, paver front porch, retractable screens on all doors leading to the outside, water softener, lifted dishwasher, designer kitchen cabinets, smart thermostat and more. The HOA fees include Lawn Care, Internet, 24-hour guard gate, pools, fitness center, and much more. This home has every detail meticulously upgraded for a luxurious, maintenance-free Florida lifestyle. Life in Stone Creek means access to resort-style pools, an 18-hole championship golf course, pickleball courts, on-site dining, and a vibrant social calendar. Located just minutes from the World Equestrian Center, State Parks, world-class shopping, and medical facilities. Do not miss your opportunity to own a home that is truly better than new.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,432
Sqft
0.12 ac
Lot size
2
Garage
2016
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,763 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,763/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.8%
$/sqft vs STONE CREEK
$209 vs $203
Days on market
204 vs 43 typical
Where $209/sqft sits among the 39 homes for sale in STONE CREEK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
20 of 39
STONE CREEK have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 7639 SW 94TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$285,000
5442 SW 85TH AVENUE ROAD · same community
2 bd · 2 ba · 1,433 sqft · $199/sqft · 29 DOM
Sold · May ’26$265,000
7627 SW 94TH CIRCLE · same community
2 bd · 2 ba · 1,418 sqft · $187/sqft · 99 DOM
Sold · Jul ’26$265,000
5947 SW 93RD CIRCLE · same community
2 bd · 2 ba · 1,405 sqft · $189/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7639 SW 94TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7639 SW 94TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7639 SW 94TH CIRCLE FAQs
What would the monthly payment be for 7639 SW 94TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,763/mo — principal and interest, the actual property-tax bill, the $418/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7639 SW 94TH CIRCLE?+
The association fee works out to $418 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7639 SW 94TH CIRCLE?+
The most recent tax bill on record (2025) was $3,439. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7639 SW 94TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $299,900, this home is priced right at the Ocala median.
Which schools are assigned to 7639 SW 94TH CIRCLE?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$299,900 runs 29% above the OCALA 34481 median.
02Time on market is leverage
204 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $335,000, now $299,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK PROPERTIES · Dava Peters. MLS #OM716086.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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