13646 SE 91ST COURT, SUMMERFIELD, FL, 34491
Active188 days on marketListed Jan 30, 2026MLS #OM717630
About this home
13646 SE 91ST COURT
Virtually Staged. Move-in ready and priced to sell! This beautifully maintained 2-bedroom, 2-bath home with a 2-car garage is located in the highly desirable 55+ Del Webb Spruce Creek Golf & Country Club. Filled with natural light, the split-bedroom floor plan features a formal living room, an eat-in kitchen with abundant cabinet and counter space, an inside laundry room, and a spacious Florida room under heat and air that is accessible from both the dining area and the primary suite. Please note: The Florida room is climate-controlled but is not included in the home's 1,446 heated square feet, providing additional year-round living space. The spacious primary suite offers dual closets, while the ensuite bath features double sinks and a large walk-in shower. A new roof (2023) provides added peace of mind, and the beautifully landscaped backyard offers enhanced privacy. Enjoy the exceptional lifestyle that Spruce Creek Golf & Country Club has to offer with four 9-hole golf courses, tennis, pickleball, shuffleboard, billiards, a computer room, indoor and outdoor pools, hot tubs, a dog park, and a scenic nature trail. With more than 70 clubs and activities, there is something for everyone. Conveniently located near shopping, dining, and medical facilities, and just 13 minutes from The Villages, this home offers the perfect blend of comfort, convenience, and active living. Schedule your tour today—this is the one!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,446
Sqft
0.2 ac
Lot size
2
Garage
1998
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,034 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,034/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.7%
$/sqft vs Summerfield actives
$163 vs $189
Days on market
188 vs 52 typical
Where $163/sqft sits among the 349 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $276K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
171 of 349
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 13646 SE 91ST COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$159,000
9447 SE 140TH PLACE
2 bd · 1 ba · 1,456 sqft · $109/sqft · 142 DOM
Sold · Mar ’26$219,900
9405 SE 140TH PLACE
3 bd · 2 ba · 1,386 sqft · $159/sqft · 81 DOM
Sold · Feb ’26$385,000
10072 SE 139TH PLACE
3 bd · 2 ba · 1,368 sqft · $281/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13646 SE 91ST COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13646 SE 91ST COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13646 SE 91ST COURT FAQs
What would the monthly payment be for 13646 SE 91ST COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,034/mo — principal and interest, the actual property-tax bill, the $211/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13646 SE 91ST COURT?+
The association fee works out to $211 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13646 SE 91ST COURT?+
The most recent tax bill on record (2025) was $2,109. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13646 SE 91ST COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $235,000, this home is listed about 19% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13646 SE 91ST COURT?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SUMMERFIELD 34491 market on paper
$235,000 is 15% below the SUMMERFIELD 34491 median of $275,000, and at $163/sqft it sits under the Summerfield average of $246.
02Time on market is leverage
188 days on market against a Summerfield median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $249,900, now $235,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JASON MITCHELL REAL ESTATE FLO · Lorena Carter. MLS #OM717630.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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