10691 SW 99TH PLACE, OCALA, FL, 34481
Active184 days on marketListed Jan 21, 2026MLS #OM716898
About this home
10691 SW 99TH PLACE
NEW PRICE – $10,000 PRICE REDUCTION! GOLF CART CONVEYS WITH THE HOME. Welcome to 10691 SW 99th Pl, Ocala, FL 34481, a beautifully maintained 2024 Ariana model located on a premium 0.22-acre corner lot in Longleaf Ridge VI within the highly desirable On Top of the World community. Offering 2,019 sq. ft. of living space and 3,089 total sq. ft. under roof, this move-in ready home features a 2-car garage plus a dedicated golf cart garage, complemented by a paver driveway, walkway, and covered front porch. The premium homesite offers added privacy with no home directly behind, attractive landscaping, and community palm trees. The backyard includes an HOA-approved grilling pad and an extended covered, screened lanai designed for comfortable outdoor living. Inside, the open-concept floor plan includes 2 bedrooms, 2 full bathrooms, a welcoming foyer, spacious great room, flex room with French glass doors, generous laundry room, walk-in pantry, and abundant storage throughout. Luxury vinyl plank flooring extends throughout the home and is complemented by 9'+ ceilings, tray ceilings with crown molding, custom window shades, and numerous thoughtful upgrades. The upgraded kitchen features staggered soft-close cabinetry, quartz countertops, tile backsplash, under-cabinet lighting, stainless steel appliances, and natural gas cooking. A convenient drop zone with closet is located just inside the garage entry. The private primary suite offers a spacious bedroom, large walk-in closet with custom organizers, and an en-suite bath featuring dual quartz vanities, a walk-in shower with bench, and a private water closet. The guest bedroom and full guest bath include quartz countertops and a tub/shower combination with ceramic tile extending to the ceiling. Six ceiling fans provide added comfort throughout the home. The extended screened lanai provides an ideal space for relaxing or entertaining and includes a mounted flat-screen television that conveys with the sale. The backyard grilling area enhances the home's indoor-outdoor lifestyle. The golf cart also conveys with the property, providing convenient access to the community's extensive amenities. The HOA includes lawn mowing, trimming, mulching, exterior painting on the community schedule, select roof maintenance, internet service, trash and recycling collection, along with access to the exceptional amenities offered by On Top of the World. Residents enjoy swimming pools, golf, tennis, pickleball, softball, fitness facilities, hobby clubs, walking trails, and numerous recreational opportunities. Conveniently located near the World Equestrian Center, shopping, dining, healthcare, and major roadways. This is an outstanding opportunity to own a nearly new, upgraded home in one of Ocala's premier 55+ communities. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,019
Sqft
0.22 ac
Lot size
2
Garage
2024
Year built
One
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,966 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,966/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.5%
$/sqft vs ON TOP OF THE WORLD
$223 vs $150
Days on market
184 vs 43 typical
Where $223/sqft sits among the 247 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
115 of 247
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 92% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10691 SW 99TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$122,500
9871 SW 88TH TERRACE UNIT F · same community
2 bd · 2.5 ba · 1,982 sqft · $62/sqft · 10 DOM
Sold · Dec ’25$355,000
10361 SW 106TH COURT · same community
3 bd · 2 ba · 1,967 sqft · $180/sqft · 27 DOM
Sold · Dec ’25$200,000
8872 SW 92ND PLACE UNIT G · same community
2 bd · 2 ba · 1,895 sqft · $106/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10691 SW 99TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10691 SW 99TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10691 SW 99TH PLACE FAQs
What would the monthly payment be for 10691 SW 99TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,966/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10691 SW 99TH PLACE?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10691 SW 99TH PLACE?+
The most recent tax bill on record (2025) was $5,563. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10691 SW 99TH PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $449,999, this home is listed about 51% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10691 SW 99TH PLACE?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$449,999 runs 92% above the OCALA 34481 median — but at 2,019 sqft it's also 17% larger than the typical Ocala listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
184 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $465,000, now $449,999 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Mark Laing. MLS #OM716898.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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