10287 SW 96TH LANE, OCALA, FL, 34481
Active426 days on marketListed May 29, 2025MLS #OM702609
About this home
10287 SW 96TH LANE
MAJOR PRICE REDUCTION! LOOK AT THIS MAGNOLIA MODEL! 2022 HOME LOCATED IN ON TOP OF THE WORLD! THIS MODEL IS GORGEOUS! One of the best floor plans ever constructed! Located in Longleaf Ridge III neighborhood with maintenance free yard care with curbside garbage, painted every seven years, includes all amenities, no worries about a new roof as everything is only a few years old. So many designer upgrades before and after home was completed. Really NICE curb appeal starting with the paver driveway all the way to the front door, stone accents with window shutters, barn door garage windows, with it's own golf cart garage entry. Pretty landscaping around the entire home with curbing, rocks, plants and a huge palm tree in the back. This 3 bedroom 3 bath home has a large master bedroom, master guest suite, flex room and spare bedroom. Open floor plan where you have this great view of the open space from the kitchen, great room and dining room. Take a look at those vertical dining room windows that almost touch the floor. Crown molding and tray ceilings accent the already high ceilings in the home. Diagonal tile and carpet in the bedrooms with upgraded designs in master shower, zero entry and hidden water closet. Kitchen has upgraded two tone cabinets, soft close doors and large pantry, all beautifully designed color schemes throughout this home, all appliances included. Large sliders take you out into the huge lanai, plenty of room for dining and lounging while looking into your own piece of paradise. Extended patio pavers give you even more room for outdoor sitting and grilling. Natural gas is a perk in this community, gas dryer, hot water tank and the gas line has been installed for a grill, you never need propane tanks again. Ceiling fans and design lighting all included. Equipped with whole house water softening system, ceiling fans and gutters. Take a look at the virtual tour video of this home and see for yourself! On Top of the World is a top designation spot, plenty of pools, activities and amenities for your enjoyment.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,476
Sqft
0.22 ac
Lot size
2
Garage
2022
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,980 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,980/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.1%
$/sqft vs ON TOP OF THE WORLD
$177 vs $149
Days on market
426 vs 43 typical
Where $177/sqft sits among the 250 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
117 of 250
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 91% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10287 SW 96TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$420,000
10325 SW 105TH COURT · same community
3 bd · 3 ba · 2,536 sqft · $166/sqft · 11 DOM
Sold · Dec ’25$385,500
10324 SW 105TH COURT · same community
3 bd · 2.5 ba · 2,297 sqft · $168/sqft · 32 DOM
Sold · Dec ’25$398,500
9949 SW 106TH CIRCLE · same community
2 bd · 2 ba · 2,202 sqft · $181/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10287 SW 96TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10287 SW 96TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10287 SW 96TH LANE FAQs
What would the monthly payment be for 10287 SW 96TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,980/mo — principal and interest, the actual property-tax bill, the $524/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10287 SW 96TH LANE?+
The association fee works out to $524 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10287 SW 96TH LANE?+
The most recent tax bill on record (2023) was $6,204. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10287 SW 96TH LANE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $439,000, this home is listed about 47% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10287 SW 96TH LANE?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$439,000 runs 91% above the OCALA 34481 median — but at 2,476 sqft it's also 43% larger than the typical Ocala listing.
02Know the monthly fee
The association fee is $524/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
426 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $489,000, now $439,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Della Lazare. MLS #OM702609.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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