11631 SE 195TH PLACE, DUNNELLON, FL, 34431
Active201 days on marketListed Jan 13, 2026MLS #OM716558
About this home
11631 SE 195TH PLACE
Designed for comfort, space, and outdoor living, this 3-bedroom, 2-bath home in the Peaceful Acres community sits on nearly half an acre and delivers features today’s buyers are searching for. Offering approximately 1,554 square feet of living space, the home includes a fully enclosed lanai with central heat and air, providing flexible space ideal for a second living area, home office, or year-round entertaining. Inside, you’ll find upgraded flooring and new appliances installed within the past year, creating a move-in-ready interior with a fresh, modern feel. The outdoor space is where this property truly shines. The fenced backyard offers privacy and room to relax or entertain, featuring a buried above-ground pool with a brand new liner installed 04/26 with a paver patio, a fire pit, and a 14x10 storage shed. A 2-car garage adds everyday convenience and additional storage. An exceptional bonus to this property is the opportunity to purchase two adjacent parcels at an additional cost. One lot measures .32 acres and the other 2.37 acres, allowing buyers to expand their footprint to over 3 total acres—ideal for those seeking added privacy, future expansion, or investment potential. Conveniently located near local schools, shopping, dining, outdoor recreation, and major roadways, this home offers both space and accessibility in a desirable Dunnellon setting. Homes offering this level of outdoor living, flexibility, and expansion potential are rarely available. Schedule your private showing today and experience everything this Peaceful Acres property has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,554
Sqft
0.46 ac
Lot size
2
Garage
2008
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,205 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,205/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−29%
$/sqft vs Dunnellon actives
$187 vs $185
Days on market
201 vs 43 typical
Where $187/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
175 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 663% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 11631 SE 195TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$340,000
2846 NW PINE CREST AVENUE · same community
2 bd · 1.5 ba · 1,008 sqft · $337/sqft · 3 DOM
Sold · Jan ’26$495,000
11350 SE 203RD PLACE
3 bd · 2 ba · 1,512 sqft · $327/sqft · 83 DOM
Sold · Oct ’25$450,000
20017 SE 115TH TERRACE
3 bd · 2 ba · 1,624 sqft · $277/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11631 SE 195TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11631 SE 195TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11631 SE 195TH PLACE FAQs
What would the monthly payment be for 11631 SE 195TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,205/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11631 SE 195TH PLACE?+
The most recent tax bill on record (2025) was $2,520. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $289,900, this home is listed about 3% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$289,900 runs 663% above the DUNNELLON 34431 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
201 days on market against a Dunnellon median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $324,900, now $289,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WAVE ELITE REALTY LLC · Norman Longfellow. MLS #OM716558.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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