David Ramirez
$229,0003 bd2 ba1,386 sqft$165 /sqft$1,902 /mo all-in ↓

11880 SE 195th Place, FL 34431, FL, 34431

Active94 days on marketListed May 1, 2026MLS #B26023129

Single Family ResidencePEACEFUL ACRES

About this home

11880 SE 195th Place, FL 34431

Room to breathe and potential to build on—this 3-bedroom, 2-bath Dunnellon home offers natural light, an open floor plan, porch, patio, backyard space, and a large lot with a storage shed. The home does show deferred maintenance and some outdated finishes, giving buyers a chance to update it to their style. Located near Rainbow Springs, the Rainbow River, downtown Dunnellon, shops, dining, and local outdoor recreation.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,386

Sqft

0.46 ac

Lot size

2

Garage

2006

Year built

1

Levels

$165

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile · Wood
AppliancesElectric Water Heater · Gas Water Heater · Natural Gas Water Heater
InteriorOther · Vaulted Ceiling(s) · Volume Ceilings · Walk-In Closet(s)
CoolingCeiling Fan(s) · Central Air
HeatingCentral · Electric

Outside & construction

RoofComp Shingle Roof · Composition Roll · Shingle
ConstructionSlab Construction
FacesNorth
Parking2 Or More Spaces · Driveway · Parking Garage

Community & fees

Taxes (2025)$3,515/yr
PetsNo, Yes

Utilities & systems

UtilitiesOther Utilities Available · Other
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,902 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,348
FHA mortgage insurance (est.)$101
Property tax — 2025 actual bill$293
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,015Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,015
Interest rate6.00%
Loan term

Estimated payment

$1,902/mo

Principal & interest$1,348
FHA mortgage insurance (est.)$101
Property taxes (actual bill)$293
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Reality check

What actually sold near 11880 SE 195th Place

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2846 NW PINE CREST AVENUESold · Sep ’25

$340,000

2846 NW PINE CREST AVENUE · same community

2 bd · 1.5 ba · 1,008 sqft · $337/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11880 SE 195th Place — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11880 SE 195th Place — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11880 SE 195th Place FAQs

What would the monthly payment be for 11880 SE 195th Place, FL 34431?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,902/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11880 SE 195th Place, FL 34431?+

The most recent tax bill on record (2025) was $3,515. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11880 SE 195th Place, FL 34431?+

The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

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