21162 NE 146TH PLACE, SALT SPRINGS, FL, 32134
Active241 days on marketListed Dec 8, 2025MLS #OM714444
About this home
21162 NE 146TH PLACE
SELLER MOTIVATED!!! LEAVING MOST EVERYTHING YOU SEE BESIDES PERSONAL ITEMS!!!!! MOVE-IN READY RETREAT/PART-TIME OR FULL TIME RESIDENCY IN QUIET NEIGHBORHOOD, INVESTOR OPPORTUNITY FOR AIRBNB. IT'S A LIFESTYLE IN BEAUTIFUL SALT SPRINGS OCALA NATIONAL FOREST, 4 WHEELERS/BOATING/FISHING/CAMPING/SPRINGS/CLOSE TO LAKE GEORGE 2ND LARGEST LAKE IN FLORIDA! LAKESIDE PERFECTION! THIS BEAUTIFULLY AND COMPLETELY REMODELED 2 BED/2 BATH WITH CANAL ACCESS TO BEAUTIFUL LAKE KERR OFFERS 880 SQ FT OF METICULOUSLY UPGRADED SPACE, SITUATED ON 80 FT STRETCH OF CANAL FRONT LEADING DIRECTLY TO THE EXPANSE OF BIG LAKE KERR!! THIS IS A TRUE TURN-KEY INVESTMENT WITH WATERFRONG LIVING. Everything here is new, modern, and ready for you to start enjoying the Florida lifestyle immediately. Premium Upgrades & Modern Comfort: Step inside to a home where no detail has been overlooked. The entire interior has been refreshed with: Luxury Vinyl Plank (LVP) flooring throughout, providing durability and style. A major structural upgrade: New PEX plumbing system for worry-free operation. Brand new custom cabinetry and shelving in the kitchen and baths. Complete climate control assurance with an all-new A/C system, including all-new ductwork. Fresh, modern aesthetics with new window casings, trim, and blinds on every window. A stunning architectural feature: The ceiling boasts a custom foam wood-look plank design, adding unique character and insulation. Exterior Durability & Waterfront Fun: The exterior is equally impressive, built for longevity and low maintenance: A newer metal roof provides superior protection and durability. All exterior wood and soffits have been replaced, culminating in a complete, fresh paint job inside and out. The property features a newer seawall along the 80 feet of canal frontage—perfect for docking small boats or kayaks. Utilities are top-notch, including a water heater replaced within the last five years and a new external well pump paired with a water filtration system. Ultimate Toy Storage & Workshop: A major standout feature is the robust, dual-purpose Shop/Storage building (14.5 ft x 28 ft). This space is perfect for outdoor enthusiasts, capable of storing large toys like two side-by-sides (SXS) and two 4-wheelers. It comes equipped with its own sub-panel providing 110/220V power, and the rear area is conveniently partitioned for boat-related toy storage. Enjoy your mornings or evenings on the covered back porch, which flows directly into a separate, secure laundry/storage room. This property offers an unparalleled combination of total renovation, vital infrastructure upgrades, and premier recreational access. This is more than a home; it's a completely renovated gateway to Lake Kerr recreation.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
884
Sqft
0.29 ac
Lot size
1972
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,465 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,465/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Salt Springs actives
$209 vs $207
Days on market
241 vs 61 typical
Where $209/sqft sits among the 15 Salt Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Salt Springs
Get to know Salt Springs. See the full Salt Springs guide →
SALT SPRINGS 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Salt Springs market
$174K → $390K
Salt Springs median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
5 of 15
Salt Springs actives have cut their price
Median sold price, Salt Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 249% above the SALT SPRINGS 32134 median. See the full Salt Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 21162 NE 146TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$75,000
13668 NE 226TH AVENUE ROAD
2 bd · 1 ba · 864 sqft · $87/sqft · 37 DOM
Sold · Feb ’26$112,000
20356 NE 143RD STREET
2 bd · 2 ba · 924 sqft · $121/sqft · 38 DOM
Sold · Apr ’26$230,000
21260 & 21280 NE 146TH PLACE
2 bd · 2 ba · 1,056 sqft · $218/sqft · 117 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21162 NE 146TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21162 NE 146TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
21162 NE 146TH PLACE FAQs
What would the monthly payment be for 21162 NE 146TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,465/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 21162 NE 146TH PLACE?+
The most recent tax bill on record (2025) was $1,609. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Salt Springs?+
At $185,000, this home is listed about 3% above the Salt Springs median of $179,900. The market section on this page shows how the area is trending.
Which schools are assigned to 21162 NE 146TH PLACE?+
Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$185,000 runs 249% above the SALT SPRINGS 32134 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
241 days on market against a Salt Springs median of 61 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $209,700, now $185,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY 40 · DEBI Sellers. MLS #OM714444.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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