12212 NE 238TH TERRACE, SALT SPRINGS, FL, 32134
Active101 days on marketListed May 1, 2026MLS #TB8502272
About this home
12212 NE 238TH TERRACE
Opportunities like this don’t come around often—don’t miss your chance to make this property your own! Discover incredible potential with this 2-bedroom, 1.5-bathroom mobile home situated on two acres of peaceful, private land. If you’ve been searching for space, flexibility, and an opportunity to create your own retreat, this property delivers all of that and more. enjoy recreational opportunities Lake Kerr has to offer. This 2,800-acre spring-fed lake is known for excellent fishing, boating, and water sports. Nearby attractions include Salt Springs Recreation Area, Lake George, and the St. Johns River. Ocklawaha river and rodmen reservoir. The area also boasts extensive ATV, horseback, and hiking trails, along with year-round hunting and fishing. Conveniently located near everyday essentials—grocery stores, gas stations, restaurants, and hardware stores—this home is just 30 minutes from Ocala and Palatka.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
672
Sqft
2 ac
Lot size
1976
Year built
One
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,310 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,310/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs N/A
$260 vs $286
Days on market
101 vs 61 typical
Where $260/sqft sits among the 237 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Salt Springs
Get to know Salt Springs. See the full Salt Springs guide →
SALT SPRINGS 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Salt Springs market
$174K → $390K
Salt Springs median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
106 of 237
N/A have cut their price
Median sold price, Salt Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 218% above the SALT SPRINGS 32134 median. See the full Salt Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 12212 NE 238TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$247,000
1074 EMPORIA ROAD · same community
2 bd · 1 ba · 716 sqft · $345/sqft · 11 DOM
Sold · Dec ’25$130,000
5640 SW 57TH AVENUE · same community
2 bd · 1 ba · 756 sqft · $172/sqft · 78 DOM
Sold · Dec ’25$168,500
12860 SW 174TH STREET · same community
3 bd · 1 ba · 816 sqft · $206/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12212 NE 238TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12212 NE 238TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12212 NE 238TH TERRACE FAQs
What would the monthly payment be for 12212 NE 238TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,310/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12212 NE 238TH TERRACE?+
The most recent tax bill on record (2026) was $514. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Salt Springs?+
At $174,900, this home is listed about 3% below the Salt Springs median of $179,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12212 NE 238TH TERRACE?+
Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC · Helmut Langer. MLS #TB8502272.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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