Lots SW 229TH COURT, DUNNELLON, FL, 34431
Active270 days on marketListed Nov 14, 2025MLS #OM713555
About this home
Lots SW 229TH COURT
.66 ACRE LOT IN THE VERY DESIRABLE RIVER RETREATS SUB-DIVISION. PROPERTY COMPLETELY CLEARED!!! THIS PARCEL BACKS UP TO A LOVELY POND. MULTI-LOT PARCEL!! BUYER TO DO THEIR OWN DUE DILIGENCE WITH MARION COUNTY FOR SPLITING PARCEL. RIVER RETREATS HAS ITS OWN PRIVATE BOAT RAMP FOR RESIDENTS ONLY. NO HOA!!! MOBILE HOMES AND MANUFACTURED HOMES ALLOWED!! CLOSE TO DUNNELLON, OCALA OR CRYSTAL RIVER AND THE GULF. SWIM, KAJAK OR INNERTUBE ON THE CRYSTAL CLEAR RAINBOW RIVER AT THE STATE PARK OR ENJOY SOME OF THE BEST FISHING IN FLORIDA ON LAKE ROUSSEAU. NOT A WATER PERSON, THERE'S HIKING, BICYCLING AND HORSE BACK RIDING ON THE WITHLACOOCHEE TRAIL OR GOETHE STATE FOREST. DESIRABLE QUIET COUNTRY SETTING CLOSE TO SHOPPING, RESTAURANTS AND ENTERTAINMENT. COME BUILD YOUR DREAM HOME!!! SURVEY AVAILABLE
Facts & features
The home at a glance
0.66 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$730 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$812/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 137% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near Lots SW 229TH COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$169,900
7196 CR 651 · same community
2 bd · 2 ba · 720 sqft · $236/sqft · 31 DOM
Sold · Jul ’26$127,500
22830 SW 118TH PLACE · same community
3 bd · 2 ba · 1,104 sqft · $115/sqft · 121 DOM
Sold · Dec ’25$175,000
22535 SW 117TH STREET · same community
2 bd · 1 ba · 1,225 sqft · $143/sqft · 160 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about Lots SW 229TH COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Lots SW 229TH COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
Lots SW 229TH COURT FAQs
What would the monthly payment be for Lots SW 229TH COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $730/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on Lots SW 229TH COURT?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $90,000, this home is listed about 70% below the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$90,000 runs 137% above the DUNNELLON 34431 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
270 days on market against a Dunnellon median of 40 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $110,000, now $90,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER RIVERLAND RLTY · Oscar Villaverde. MLS #OM713555.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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