David Ramirez
$82,999$99,9001 bd1 ba490 sqft$169 /sqft$1,083 /mo all-in ↓

615 NE COTTAGE PARK LANE, LEESBURG, FL, 34748

Active306 days on marketListed Oct 6, 2025MLS #OM710883

Priced 70% below the LEESBURG 34748 medianReduced $17KManufactured HomePENNBROOKE PH 01A

About this home

615 NE COTTAGE PARK LANE

Adorable one bedroom, open kitchen to living Room, Manufactured Home in the Gated Community Pennbrooke Fairways! Subflooring has been replaced in main living area and kitchen. New laminate floors throughout. HVAC in 2021, Newer Hot water heater. Large enclosed lanai on side with storage area and laundry. Rear private Lanai with privacy fence behind the home. Very clean inside and out. HOA includes grass cutting, Cable TV, Internet, 2 pools, 2 Recreation Centers, 3 9 hole golf courses, Restaurant, 100's of activities and Clubs to enjoy! Amenities in Pennbrooke Fairways includeVideo Tour of Pennbrooke Fairways: Welcome Center, On Site Hair Salon, Library, Fitness Center, Fitness Center Equipment Room, on Site Mail Room, Billiard Room, Activity Center, Activity Center Pool and Spa, Activity Center Kitchen, Card/Puzzle Room, Tennis/Pickle Ball Courts, Shuffleboard Courts, Bocce Ball Courts, Grand Hall Pool and Spa, Corn Hole, Horseshoe Pits, Fishing Ponds, Golf Club, Softball Field, Community Garden, Memory Garden and RV & Boat Storage. Pennbrooke Fairways offers all the amenities you want, including shopping, dining, nightly entertainment at The Villages Brownwood Paddock Town Square and downtown Leesburg... all just minutes away.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

490

Sqft

0.06 ac

Lot size

1988

Year built

One

Levels

$169

Per sqft

Partially55+ community

Inside

FlooringLaminate
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Window Treatments
LaundryLaundry Room · Outside
CoolingCentral Air
HeatingCentral · Heat Pump
FurnishedPartially

Outside & construction

RoofMembrane
ConstructionMetal Siding · Vinyl Siding
FoundationCrawlspace
FacesSouth
ExteriorGarden · Rain Gutters · Sliding Doors · Storage

Community & fees

HOA fee$255/mo
Taxes (2024)$1,714/yr
PetsNumber Limit
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,083 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$489
FHA mortgage insurance (est.)$37
Property tax — 2024 actual bill$143
HOA fee — from the listing$255
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,905Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,905
Interest rate6.00%
Loan term

Estimated payment

$1,083/mo

Principal & interest$489
FHA mortgage insurance (est.)$37
Property taxes (actual bill)$143
HOA / condo fee$255
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Leesburg actives

$169 vs $172

Days on market

306 vs 62 typical

Where $169/sqft sits among the 400 Leesburg actives

63
71
131 · this home
77
26
32
$93–124$124–156$156–187$187–218$218–250$250+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Leesburg

Map of 615 NE COTTAGE PARK LANE

Drive times from this address

Downtown Orlando56 min
Universal Orlando59 min
Walt Disney World67 min
Orlando Int’l Airport (MCO)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Leesburg. See the full Leesburg guide →

LEESBURG 34748 — neighborhood snapshot

Population

45,960

Median age

60.4

Median income

$53,768

Median home value

$226,200

Avg household

2.14

Households w/ children

3,516

For the school run

Lake County School District

MiddleOak Park Middle School★★★★
ElementaryLeesburg Elementary School★★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Leesburg market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$269K$290K

Leesburg median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

211 of 400

Leesburg actives have cut their price

Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% below the LEESBURG 34748 median. See the full Leesburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $82,999 $17K
Oct 6, 2025Listed at $99,900 · 306 days on market since
1988Built · PENNBROOKE PH 01A

Reality check

What actually sold near 615 NE COTTAGE PARK LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

738 COTTAGE PARK LNSold · Mar ’26

$134,500

738 COTTAGE PARK LN · same community

1 bd · 1 ba · 588 sqft · $229/sqft · 154 DOM

228 WESTWOOD DRIVESold · Aug ’25

$159,000

228 WESTWOOD DRIVE · same community

2 bd · 2 ba · 768 sqft · $207/sqft · 17 DOM

543 COTTAGE PARK LANESold · Jan ’26

$170,000

543 COTTAGE PARK LANE · same community

2 bd · 1 ba · 788 sqft · $216/sqft · 83 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 615 NE COTTAGE PARK LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 615 NE COTTAGE PARK LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

615 NE COTTAGE PARK LANE FAQs

What would the monthly payment be for 615 NE COTTAGE PARK LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,083/mo — principal and interest, the actual property-tax bill, the $255/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 615 NE COTTAGE PARK LANE?+

The association fee works out to $255 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 615 NE COTTAGE PARK LANE?+

The most recent tax bill on record (2024) was $1,714. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 615 NE COTTAGE PARK LANE?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Leesburg?+

At $82,999, this home is listed about 72% below the Leesburg median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 615 NE COTTAGE PARK LANE?+

Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LEESBURG 34748 market on paper

$82,999 is 70% below the LEESBURG 34748 median of $280,000, and at $169/sqft it sits under the Leesburg average of $174.

02Time on market is leverage

306 days on market against a Leesburg median of 62 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $99,900, now $82,999 — a $17K cut. The full history is in the market section below.

Listing courtesy of SUNBURST PROPERTIES · Scott Hutchinson. MLS #OM710883.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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